Insurance
Find news and advice on homeowners, renters, auto and life insurance.
Car Insurance
Auto insurance protects your finances from the unexpected. Use our car insurance tools to generate quotes, compare coverage options and find the best insurance company for you. Bankrate’s editorial team curated these top auto insurance picks for your budget.
Homeowners Insurance
If anything happens to your home or belongings, home insurance can protect you financially. Find out how much home insurance you need, how much you’ll pay, and what company is best for you with our online tools.
Life Insurance
Life insurance helps you financially care for your loved ones after you pass away. Bankrate is here to help you compare quotes and find the best life insurance company for you.
Insurance Basics
![Car in California national park](https://www.bankrate.com/2019/03/27140314/Auto-insurance-overview.jpg?auto=webp&optimize=high&crop=16:9&width=320)
What is car insurance?
Car Insurance
Car insurance provides financial security to drivers and is often required to drive.
![Asian single mother with her two children in the kitchen, showing them how to bake a cake.](https://www.bankrate.com/2020/10/02141749/what-is-homeowners-insurance-featured.jpg?auto=webp&optimize=high&crop=16:9&width=320)
What is homeowners insurance and how does it work?
Homeowners Insurance
Bankrate explains homeowners insurance and how it works.
![Family with child enjoying a nice time in the park on a clear day](https://www.bankrate.com/2023/09/12172157/Insurance_Guide_to_life_insurance.jpg?auto=webp&optimize=high&crop=16:9&width=320)
Guide to life insurance
Insurance
Life insurance may seem confusing, but Bankrate’s experts are here to help.
Insurance Reviews
Latest Articles
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Bankrate reviews what you need to do to cancel a driver’s license after a death.
![](https://www.bankrate.com/v5.1336.0/next/img/articles/placeholder3.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Bankrate is not a licensed insurance producer, and we are not attempting to sell, solicit or negotiate insurance products or coverage. Bankrate provides educational and informative content regarding insurance [...]
![Child going through an old box of jewelry.](https://www.bankrate.com/2023/01/21134033/Insurance_Does-homeowners-insurance-cover-jewelry_.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Understand how your homeowners insurance covers jewelry and learn how to increase coverage to prevent financial loss from theft or damage.
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Are electric cars cheaper than gas? Bankrate explores this and more.
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A DUI conviction in Wisconsin could increase your car insurance substantially.
![A woman sit and pensively stares out the window.](https://www.bankrate.com/2020/09/11133347/does-life-insurance-cover-suicide-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Does life insurance cover suicide? Here’s what you need to know.
![Wall and flooring removed to reveal black mold growing.](https://www.bankrate.com/2020/06/08145106/home-insurance-mold-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Find out when home insurance covers mold — and when it does not.
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Learn how to switch homeowners insurance when escrow pays your premium
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A used car can look as good as new, and it doesn’t have the surprising hidden costs of a new car.
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Learn what to do in the wake of a hit-and-run in Iowa.
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On top of legal penalties from a DUI, you might find that your car insurance is significantly more expensive following a Texas DUI conviction. How much does a DUI cost in Texas? On average, you will pay [...]
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Proper car seat use can reduce the risk of fatal injuries substantially. Learn more.
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Owning a car is an expensive part of the American dream.
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Will a hit-and-run claim raise your insurance? Bankrate has the answers.
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Both tickets and citations impact your insurance rates the same. Here’s how.
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Understand how driver’s license points affect car insurance rates.
![Child going through an old box of jewelry.](https://www.bankrate.com/2023/01/21134033/Insurance_Does-homeowners-insurance-cover-jewelry_.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Understand how your homeowners insurance covers jewelry and learn how to increase coverage to prevent financial loss from theft or damage.
![Wall and flooring removed to reveal black mold growing.](https://www.bankrate.com/2020/06/08145106/home-insurance-mold-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Find out when home insurance covers mold — and when it does not.
![couple using laptop while sitting with their dogs in their living room](https://www.bankrate.com/2022/03/10095216/How-to-switch-homeowners-insurance-when-your-escrow-pays-your-premium.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Learn how to switch homeowners insurance when escrow pays your premium
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Bankrate explains additional living expenses coverage on home and renters insurance.
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Most home insurance policies protect against theft.
![A bunch of boxes and personal possessions with an umbrella over them (blue) symbolizing the theme of this article being about coverage for contents.](https://www.bankrate.com/2022/11/29144902/Insurance-What-is-contents-insurance.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Contents insurance covers your personal things if damaged by a covered peril.
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Among other things, it helps lenders decide whether you’ll be able to repay your loan.
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Learn how a lapse in home insurance can occur and how it could impact you financially.
![A woman sit and pensively stares out the window.](https://www.bankrate.com/2020/09/11133347/does-life-insurance-cover-suicide-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Does life insurance cover suicide? Here’s what you need to know.
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Learn the steps and options available when canceling your life insurance policy.
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Uncover funeral costs and the insurance options that can help ease the burden.
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Explore the benefits and drawbacks of single premium life insurance.
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Discover the benefits and risks of variable universal life insurance policies.
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Discover the features, benefits and costs of indexed universal life insurance.
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Explore if life insurance is worth it and find the best policy for your needs.
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Term vs. whole life: Uncover which insurance fits your needs and future best.
The trusted provider of accurate rates and financial information