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Insurance

Find news and advice on homeowners, renters, auto and life insurance.

Car Insurance

Auto insurance protects your finances from the unexpected. Use our car insurance tools to generate quotes, compare coverage options and find the best insurance company for you. Bankrate’s editorial team curated these top auto insurance picks for your budget.

Homeowners Insurance

If anything happens to your home or belongings, home insurance can protect you financially. Find out how much home insurance you need, how much you’ll pay, and what company is best for you with our online tools.

Life Insurance

Life insurance helps you financially care for your loved ones after you pass away. Bankrate is here to help you compare quotes and find the best life insurance company for you.

Insurance Basics

Car in California national park
Car insurance provides financial security to drivers and is often required to drive.
Asian single mother with her two children in the kitchen, showing them how to bake a cake.
Bankrate explains homeowners insurance and how it works.
Family with child enjoying a nice time in the park on a clear day
Life insurance may seem confusing, but Bankrate’s experts are here to help.

Insurance Reviews

Geico logo
4.4
Rating: 4.4 stars out of 5
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Progressive logo
4.4
Rating: 4.4 stars out of 5
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State Farm logo
4.3
Rating: 4.3 stars out of 5
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Latest Articles

Crash 5
A hit-and-run in Ohio could seriously impact your insurance. Find out how.
Playful woman giving high-five to dog while sitting at home office
Pet insurance can help you pay for essential costs of vet care for your pet.
chinese female executive in car showroom
Do I need insurance to buy a car? Bankrate explores this question.
Older couple sitting together on a dock over a lake.
What is permanent life insurance? Learn how it works and if it’s right for you.
Senior lady on laptop - negative emotion
An FR-44 may be required for some Florida and Virginia drivers. Bankrate can help.
When to file a home insurance claim
Deciding when to file a homeowners claim requires weighing various factors.
A young woman is sitting cross-legged on a couch and reviewing some financial forms.
Do you need to return extra money from a home insurance claim? Bankrate explains.
Someone sitting at a table in a naturally-lit room with a laptop open in front of them and some papers they are reviewing. There is a graphical element added (solid shapes and colors) to make the image pop.
Bankrate explores what happens to car insurance when someone dies.
Agreement and discussion
Looking to add someone to your car insurance policy? Here’s what you should know.
Car Window Smashed By A Thief
Did your car get vandalized? Your car insurance might cover it.
Business people negotiating a contract
Learn what a COI is and when you may need one.
Upset person driving
Paying for your policy isn’t fun. But, knowing more about it can make it bearable.
an asian chinese mid adult woman working from home at dining table using digital tablet and documents during breakfast time
Debating a 6 or 12-month car insurance policy? Bankrate explains the difference.
A black couple sits together in the living room reviewing their policy and if they need to switch.
Learn which insurance records need to be kept and which can head to the shredder.
A woman in her living room holding a tablet in one hand and a piece of paper in the other. She is checking her home finances online.
Learn about CLUE reports, how they work and why they’re important when buying home or auto insurance. Get tips on how to get a copy and use the information.
Person on computer
Reddit is full of insurance advice — but not all of it is helpful.
When to file a home insurance claim
Deciding when to file a homeowners claim requires weighing various factors.
A young woman is sitting cross-legged on a couch and reviewing some financial forms.
Do you need to return extra money from a home insurance claim? Bankrate explains.
Group of adults talking
Bankrate explains HOA insurance and why it matters.
Mid adult man inspecting extractor hood in kitchen showroom
If you have RCV coverage, you’ll need to know about recoverable depreciation.
Hurricane Ian Slams Into West Coast Of Florida
Banrkate examines the current and future state of the Florida home insurance market.
Disabled Senior Man in a Wheelchair Working From Home
A renters policy can offer liability coverage, plus insurance for your stuff.
Neighborhood
California’s home insurance market is about to change. Here’s what to know about it.
people talking to a man in a suit
Learn what’s typically excluded from home insurance.
Older couple sitting together on a dock over a lake.
What is permanent life insurance? Learn how it works and if it’s right for you.
businessman working in office
Key man insurance is important for a business. Learn how it works and its benefits.
Woman in coffeeshop reviewing paperwork
Wondering if the life insurance payout you got is taxable? Bankrate can help.
Consumer investigating unclaimed life insurance from his kitchen
Learn how to track down unclaimed life insurance policies and secure your payout.
An older couple sits with a young woman who is a financial specialist. She is reviewing their options.
Learn how laddering life insurance can be a money-saving strategy.
An adult son goes over some policy forms with his father while sitting in front of a laptop.
Can you take out a life insurance policy on anyone? Bankrate explains the rules.
A woman consulting her health specialist.
Learn how life insurance death benefits work and the factors that impact payouts.
close up of hands of a couple signing paperwork
The risks and repercussions of life insurance fraud, from forgery to faked deaths.
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