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Insurance

Find news and advice on homeowners, renters, auto and life insurance.

Car Insurance

Auto insurance protects your finances from the unexpected. Use our car insurance tools to generate quotes, compare coverage options and find the best insurance company for you. Bankrate’s editorial team curated these top auto insurance picks for your budget.

Homeowners Insurance

If anything happens to your home or belongings, home insurance can protect you financially. Find out how much home insurance you need, how much you’ll pay, and what company is best for you with our online tools.

Life Insurance

Life insurance helps you financially care for your loved ones after you pass away. Bankrate is here to help you compare quotes and find the best life insurance company for you.

Insurance Basics

Car in California national park
Car insurance provides financial security to drivers and is often required to drive.
Asian single mother with her two children in the kitchen, showing them how to bake a cake.
Bankrate explains homeowners insurance and how it works.
Family with child enjoying a nice time in the park on a clear day
Life insurance may seem confusing, but Bankrate’s experts are here to help.

Insurance Reviews

Geico logo
4.4
Rating: 4.4 stars out of 5
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Progressive logo
4.4
Rating: 4.4 stars out of 5
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State Farm logo
4.3
Rating: 4.3 stars out of 5
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Latest Articles

Speed limit 80 MPH sign on interstate 90 in Wyoming
A Wyoming speeding ticket could raise insurance rates by nearly 40 percent.
Standard home insurance covers personal property, but how much? Bankrate explains.
Older relative playing on piano while their adult descendant and grandchild look on smiling
Unlock life insurance secrets: Underwriting demystified.
Asian interracial family discussing life insurance possibilities with agent
What is a life insurance premium and what are the factors that influence its cost?
Father teaching son driving a car
Looking for the best vehicle for your teen driver? Bankrate can help.
Person experiencing whiplash
Learn what to do if you are injured in a car accident — no matter who’s at fault.
Aerial of city street
Gap insurance may help if you total your car while still owing on your car loan.
A car accident with major front end damage
Will multiple accidents cost you your car insurance? Bankrate investigates.
Traffic Near Queensboro Bridge, New York City
Bankrate helps high-risk drivers in NY explore their available insurance options.
Police Car Emergency Services
How much does a DUI cost in Pennsylvania? Bankrate’s insurance team investigates.
Dog sitting in backseat of car.
Bankrate’s insurance team investigates the best car insurance discounts for 2024.
Line of cars
Learn about our editorial standards and how we rate auto insurance carriers.
Time to tackle some business reports
Indemnity insurance refers to policies that give financial protection from damages
An African American Adviser Meets with A Senior Client
MedPay coverage helps pay medical bills following an accident, regardless of fault.
man getting into his car
Bankrate breaks down the ins and outs of car insurance deductibles.
Family at home
If your car insurance claim is denied, it is still possible to appeal the decision.
people talking to a man in a suit
Learn what’s typically excluded from home insurance.
Bankrate’s Extreme Weather Survey: Who is financially ready for the next storm?
Modern Office Shoot
Home insurance policies can be modified and specialized through endorsements.
A person standing in boots after a flood.
Home insurance rates are increasing in the US, with FL and CA hit particularly hard.
Disaster
A difference in conditions policy fills coverage gaps left by an underlying policy.
Male deer eating in garden
Learn how to prevent and address animal damage in your home.
An older house that has seen better days.
Are you buying or living in a high-risk home? Here’s how it may affect your insurance.
Hipster senior man on cell phone in funky apartment
Bankrate explains the difference between homeowners, co-op and condo insurance.
A woman consulting her health specialist.
Learn how life insurance death benefits work and the factors that impact payouts.
close up of hands of a couple signing paperwork
The risks and repercussions of life insurance fraud, from forgery to faked deaths.
An Asian financial advisor goes over some things with a client.
Selling your life insurance policy can be tempting, but there is much to consider.
An older black man sits at his table with his phone and a list of finance reports to review.
Flexible life insurance with lasting benefits – explore universal life insurance.
A woman sit and pensively stares out the window.
Does life insurance cover suicide? Here’s what you need to know.
An older couple sits down with a consultant to talk about their policy.
Learn the steps and options available when canceling your life insurance policy.
shot of roses and flowers on top of coffin
Uncover funeral costs and the insurance options that can help ease the burden.
Family playing ball
Explore the benefits and drawbacks of single premium life insurance.
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