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Insurance

Find news and advice on homeowners, renters, auto and life insurance.

Car Insurance

Auto insurance protects your finances from the unexpected. Use our car insurance tools to generate quotes, compare coverage options and find the best insurance company for you. Bankrate’s editorial team curated these top auto insurance picks for your budget.

Homeowners Insurance

If anything happens to your home or belongings, home insurance can protect you financially. Find out how much home insurance you need, how much you’ll pay, and what company is best for you with our online tools.

Life Insurance

Life insurance helps you financially care for your loved ones after you pass away. Bankrate is here to help you compare quotes and find the best life insurance company for you.

Insurance Basics

Car in California national park
Car insurance provides financial security to drivers and is often required to drive.
Asian single mother with her two children in the kitchen, showing them how to bake a cake.
Bankrate explains homeowners insurance and how it works.
Family with child enjoying a nice time in the park on a clear day
Life insurance may seem confusing, but Bankrate’s experts are here to help.

Insurance Reviews

Geico logo
4.4
Rating: 4.4 stars out of 5
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Progressive logo
4.4
Rating: 4.4 stars out of 5
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State Farm logo
4.3
Rating: 4.3 stars out of 5
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Latest Articles

Aging long hair gray cat
Pet insurance can sometimes cover end-of-life costs like euthanasia or burial.
Bankrate’s Extreme Weather Survey: Who is financially ready for the next storm?
Modern Office Shoot
Home insurance policies can be modified and specialized through endorsements.
A person standing in boots after a flood.
Home insurance rates are increasing in the US, with FL and CA hit particularly hard.
elderly woman driving a car
Nearly one in three drivers is a senior citizen. Learn more about these drivers.
Disaster
A difference in conditions policy fills coverage gaps left by an underlying policy.
Traffic Near Queensboro Bridge, New York City
Bankrate helps high-risk drivers in NY explore their available insurance options.
Police Car Emergency Services
How much does a DUI cost in Pennsylvania? Bankrate’s insurance team investigates.
A busy freeway full of cars of various shapes and colors on a bright, sunny day with buildings in the background.
Average car insurance rates increased 26 percent from 2023 to 2024.
man looking at new car at dealership
How much will my insurance go up with a new car? Bankrate explores your options.
On an open countryside road, a driver stands over the open hood of their car which has broken down.
Wondering if your car insurance will cover a rental if you break down? Probably not.
Car crash on back door, passenger seat. Accident of transportation background.
Bankrate reviews what you need to know after a Washington hit-and-run accident.
Father and Son Clean their Minivan Together
Bankrate’s research helps you understand how to calculate the value of your car.
Red bumper car scratched with deep damage to the paint.
Scratches and dents cost money, but should your insurer pay the cost?
Close-up shot of golf-ball-sized hail stones on the ground.
Should I claim hail damage on my car? Bankrate explores your options.
USA, South Carolina, Old car in abandoned repair garage
Insuring a salvage car can be tricky and more expensive than insuring other cars.
Bankrate’s Extreme Weather Survey: Who is financially ready for the next storm?
Modern Office Shoot
Home insurance policies can be modified and specialized through endorsements.
A person standing in boots after a flood.
Home insurance rates are increasing in the US, with FL and CA hit particularly hard.
Disaster
A difference in conditions policy fills coverage gaps left by an underlying policy.
Male deer eating in garden
Learn how to prevent and address animal damage in your home.
An older house that has seen better days.
Are you buying or living in a high-risk home? Here’s how it may affect your insurance.
Hipster senior man on cell phone in funky apartment
Bankrate explains the difference between homeowners, co-op and condo insurance.
A senior, African-American couple look at a laptop together.
Is identity theft insurance worth it? Bankrate investigates.
A woman consulting her health specialist.
Learn how life insurance death benefits work and the factors that impact payouts.
close up of hands of a couple signing paperwork
The risks and repercussions of life insurance fraud, from forgery to faked deaths.
An Asian financial advisor goes over some things with a client.
Selling your life insurance policy can be tempting, but there is much to consider.
An older black man sits at his table with his phone and a list of finance reports to review.
Flexible life insurance with lasting benefits – explore universal life insurance.
A woman sit and pensively stares out the window.
Does life insurance cover suicide? Here’s what you need to know.
An older couple sits down with a consultant to talk about their policy.
Learn the steps and options available when canceling your life insurance policy.
shot of roses and flowers on top of coffin
Uncover funeral costs and the insurance options that can help ease the burden.
Family playing ball
Explore the benefits and drawbacks of single premium life insurance.
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