Homes
Owning a home is a big financial commitment, but with Bankrate in your corner, you can confidently navigate the ins and outs of homeownership, from mortgages and real estate to insurance and home equity.
Like any big project, a successful homebuying experience is all about getting the details right from start to finish. We’re here to help you navigate the process, save money and close the deal.
Make sure you're ready to buy a home
Buying a house is an exciting step and a major commitment. Before you start going to open houses, it's important to know what you can afford. We've curated our top articles and resources to help.
RECOMMENDED READING
How to get a mortgage
Should I buy now or wait?
Compare your borrowing options
A new loan to replace your current mortgage, likely with a lower rate or different term.
-
No effect on home equity
-
Can lower interest rate
-
No access to cash
A lump sum of cash taken out of your home equity, paid back through your new mortgage payment.
-
Secured by home equity
-
Higher borrowing limits
-
No extra monthly payment
A loan that’s taken out of your home equity, but is paid back as a separate monthly payment.
-
Secured by home equity
-
Access a lump sum of cash
-
No effect on mortgage
A line of credit that’s borrowed from your home equity, and works more like a credit card.
-
Secured by home equity
-
Common for home projects
-
Use what you need
Compare the cost of home insurance
Quoted rates are based on 40-year-old male and female homeowners with a clean claim history, good credit, and $250k in dwelling coverage.
Ready for your rates?
While the rates shown are a helpful starting point, they’re no substitute for personalized quotes. Answer a few questions to start your quotes in 3 minutes or less.
Powered by Coverage.com (NPN: 19966249)
The latest
-
Survey: Over 6 in 10 American cardholders have canceled a credit card — and many don’t know the impact
Many Americans have misconceptions about how to handle a credit card they aren’t using anymore.
5 min read May 29, 2019 -
Smart homes offer convenience but can also compromise privacy
Smart homes are here now, but technology can have a hidden cost.
4 min read May 21, 2019 -
7 smart things to do after receiving a windfall
A windfall can be a life-changing blessing. It can also be a burden if not handled properly.
4 min read May 15, 2019 -
Need fast access to your savings? Automated savings app Digit adds instant transfer for bank accounts
For 99 cents per withdrawal, users can move money from their account into another within minutes.
2 min read May 14, 2019 -
Influx of residents to counties where home prices are surging crimps locals
The least affordable counties grew much faster than their more affordable peers.
2 min read May 09, 2019 -
Here’s why low inflation has the Fed concerned right now
With the best job market in decades, the Fed is wondering why there isn’t more inflation.
7 min read May 07, 2019 -
Warren Buffett says to avoid these two types of hot investments
Here’s what Buffett and Charlie Munger had to say about IPOs, crypto and Alphabet.
4 min read May 06, 2019 -
Home seller gains slip in first quarter as home-price growth cools
Sellers get a little less and buyers pay a little less.
1 min read May 06, 2019 -
Federal Reserve holds interest rates steady, notes unexpectedly soft inflation
The Fed continues to delay any interest rate moves amid persistently low inflation.
4 min read May 01, 2019 -
Here’s how much Trump’s Fed picks could actually shake up the central bank
The Fed might find itself in a tricky situation.
7 min read Apr 30, 2019