Homes
Owning a home is a big financial commitment, but with Bankrate in your corner, you can confidently navigate the ins and outs of homeownership, from mortgages and real estate to insurance and home equity.
Like any big project, a successful homebuying experience is all about getting the details right from start to finish. We’re here to help you navigate the process, save money and close the deal.
Make sure you're ready to buy a home
Buying a house is an exciting step and a major commitment. Before you start going to open houses, it's important to know what you can afford. We've curated our top articles and resources to help.
RECOMMENDED READING
How to get a mortgage
Should I buy now or wait?
Compare your borrowing options
A new loan to replace your current mortgage, likely with a lower rate or different term.
-
No effect on home equity
-
Can lower interest rate
-
No access to cash
A lump sum of cash taken out of your home equity, paid back through your new mortgage payment.
-
Secured by home equity
-
Higher borrowing limits
-
No extra monthly payment
A loan that’s taken out of your home equity, but is paid back as a separate monthly payment.
-
Secured by home equity
-
Access a lump sum of cash
-
No effect on mortgage
A line of credit that’s borrowed from your home equity, and works more like a credit card.
-
Secured by home equity
-
Common for home projects
-
Use what you need
Compare the cost of home insurance
Quoted rates are based on 40-year-old male and female homeowners with a clean claim history, good credit, and $250k in dwelling coverage.
Ready for your rates?
While the rates shown are a helpful starting point, they’re no substitute for personalized quotes. Answer a few questions to start your quotes in 3 minutes or less.
Powered by Coverage.com (NPN: 19966249)
The latest
-
Survey: Nearly half of economists say U.S. economy still faces considerable downside risks over next year
The U.S. economy has made progress in it’s battle against the pandemic but isn’t out of the woods just yet.
4 min read Oct 07, 2021 -
Survey: More than a third of economists say inflation will be more significant than expected this year
Experts all along had anticipated higher inflation this year, though the question is how long it will last.
3 min read Oct 07, 2021 -
Survey: Increasing number of top economists now expecting Fed rate hike over coming year
Experts say higher inflation and a faster rebound could force the Fed’s hand.
5 min read Oct 07, 2021 -
Survey: Economists see unemployment holding above pre-pandemic levels a year from now
The job market has come a long way, but economists’ forecasts suggest more recovery time is needed.
4 min read Oct 07, 2021 -
Chase and Hyatt launch World of Hyatt Business Credit Card
Chase and Hyatt team up the World of Hyatt Business Credit Card, designed for small business owners.
2 min read Oct 07, 2021 -
Cruise lines extend suspensions — Your guide to refunds and cancellations
As the cruise industry resumes operations, you need to have a plan. Find out which cruise lines are up and running or soon will be, as well as your options if you have to cancel.
6 min read Oct 07, 2021 -
Millennials go their own way when it comes to tapping home equity, survey finds
Tapping equity for home improvements? Tap away. How about trips and electronics? Think again.
5 min read Oct 06, 2021 -
12 ways to lower your taxable income this year
There are a number of steps you can take to ensure you don’t pay the IRS more than you have to.
2 min read Oct 05, 2021 -
Survey: Where pros say to invest $10,000 right now
Here’s where investment experts think you should invest $10,000 today.
4 min read Oct 05, 2021 -
Survey: Majority of top experts believe a stock market correction is likely within the next year
Bankrate’s survey showed most experts think stocks will plunge by 10 percent in the coming year.
4 min read Oct 05, 2021