Homes
Owning a home is a big financial commitment, but with Bankrate in your corner, you can confidently navigate the ins and outs of homeownership, from mortgages and real estate to insurance and home equity.
Like any big project, a successful homebuying experience is all about getting the details right from start to finish. We’re here to help you navigate the process, save money and close the deal.
Make sure you're ready to buy a home
Buying a house is an exciting step and a major commitment. Before you start going to open houses, it's important to know what you can afford. We've curated our top articles and resources to help.
RECOMMENDED READING
How to get a mortgage
Should I buy now or wait?
Compare your borrowing options
A new loan to replace your current mortgage, likely with a lower rate or different term.
-
No effect on home equity
-
Can lower interest rate
-
No access to cash
A lump sum of cash taken out of your home equity, paid back through your new mortgage payment.
-
Secured by home equity
-
Higher borrowing limits
-
No extra monthly payment
A loan that’s taken out of your home equity, but is paid back as a separate monthly payment.
-
Secured by home equity
-
Access a lump sum of cash
-
No effect on mortgage
A line of credit that’s borrowed from your home equity, and works more like a credit card.
-
Secured by home equity
-
Common for home projects
-
Use what you need
Compare the cost of home insurance
Quoted rates are based on 40-year-old male and female homeowners with a clean claim history, good credit, and $250k in dwelling coverage.
Ready for your rates?
While the rates shown are a helpful starting point, they’re no substitute for personalized quotes. Answer a few questions to start your quotes in 3 minutes or less.
Powered by Coverage.com (NPN: 19966249)
The latest
-
Poll: Live event attendance on the rise
As the world starts to reopen, many are beginning to attend live events. But some still cite fear of COVID as a reason they won’t be going to public affairs any time soon.
4 min read Oct 25, 2021 -
Amex boosts rewards earnings for referral accounts
American Express is offering eligible cardholders boosted rewards for referring friends and business owners between now and December 1, 2021.
2 min read Oct 25, 2021 -
Will Biden reappoint Powell as Fed chair? Here’s the latest and what experts are saying
The president will have to weigh his party’s priorities with his desire for continuity.
8 min read Oct 22, 2021 -
Chase Sapphire Reserve® vs. Citi Prestige® Card
Choose the right luxury travel card for you with this head-to-head comparison.
5 min read Oct 19, 2021 -
Survey finds 74% of homeowners haven’t refinanced despite historically low mortgage rates
The findings offer some clues about why so many homeowners are leaving money on the table.
5 min read Oct 18, 2021 -
How PayPal Key can help you maximize your Q4 Chase Freedom Flex rewards
Thanks to PayPal Key, almost all online purchases could qualify for the Freedom Flex card’s Q4 cash back categories.
3 min read Oct 15, 2021 -
Amex Business Platinum gets new benefits, higher annual fee
The Business Platinum Card from American Express will now have a higher annual fee of $695, up from $595, along with more benefits like card perks and statement credits. The new annual fee of $695 starts [...]
2 min read Oct 15, 2021 -
Social Security payments set to jump 5.9% in 2022 following biggest COLA increase in nearly 40 years
Here’s how much the average Social Security recipient will receive.
2 min read Oct 13, 2021 -
Gen Z would rather discuss their love life than credit card debt
Young Americans would rather discuss their personal life than their credit card balances.
4 min read Oct 13, 2021 -
Balance transfer offers are returning; here’s how you can save
A year after 0 percent balance transfer promotions went into hiding, they’re back in a big way.
3 min read Oct 08, 2021