Homes
Owning a home is a big financial commitment, but with Bankrate in your corner, you can confidently navigate the ins and outs of homeownership, from mortgages and real estate to insurance and home equity.
Like any big project, a successful homebuying experience is all about getting the details right from start to finish. We’re here to help you navigate the process, save money and close the deal.
Make sure you're ready to buy a home
Buying a house is an exciting step and a major commitment. Before you start going to open houses, it's important to know what you can afford. We've curated our top articles and resources to help.
RECOMMENDED READING
How to get a mortgage
Should I buy now or wait?
Compare your borrowing options
A new loan to replace your current mortgage, likely with a lower rate or different term.
-
No effect on home equity
-
Can lower interest rate
-
No access to cash
A lump sum of cash taken out of your home equity, paid back through your new mortgage payment.
-
Secured by home equity
-
Higher borrowing limits
-
No extra monthly payment
A loan that’s taken out of your home equity, but is paid back as a separate monthly payment.
-
Secured by home equity
-
Access a lump sum of cash
-
No effect on mortgage
A line of credit that’s borrowed from your home equity, and works more like a credit card.
-
Secured by home equity
-
Common for home projects
-
Use what you need
Compare the cost of home insurance
Quoted rates are based on 40-year-old male and female homeowners with a clean claim history, good credit, and $250k in dwelling coverage.
Ready for your rates?
While the rates shown are a helpful starting point, they’re no substitute for personalized quotes. Answer a few questions to start your quotes in 3 minutes or less.
Powered by Coverage.com (NPN: 19966249)
The latest
-
Capital One launches new premium card, Venture X
Capital One launches a new premium travel card, Venture X. Find out what this card offers.
3 min read Nov 04, 2021 -
Consumption tax: What it is and how it works
A consumption tax is one that applies to the sale or purchase of a good or service.
3 min read Nov 04, 2021 -
Fed will begin tapering bond-buying stimulus, rates remain at near-zero
The Fed’s decision is a vote of confidence about the economy.
7 min read Nov 03, 2021 -
Excise tax: What it is and how it works
Excise taxes apply only to certain products and can be charged either as a percentage of a sale or on a per-unit basis.
3 min read Nov 03, 2021 -
The credit card market is officially booming: Here’s what it means for you
As the COVID-19 pandemic has begun to subside, the credit card world has gone to full-on overdrive.
5 min read Nov 03, 2021 -
Taper, explained: How the Fed plans to slow its bond purchases without wrecking the economy
The Fed’s massive bond-buying program has about run its course. Here’s how a taper works.
5 min read Nov 02, 2021 -
‘On The Money’ with Mark Hamrick: Tonya Rapley’s journey from financial struggles to success
The founder and CEO of My Fab Finance describes how she made a decision to turn her life around.
2 min read Nov 02, 2021 -
Survey: Nearly half of millennials comfortable owning cryptocurrencies
While much of the investing world remains skeptical about cryptocurrency, many millennials have embraced it.
4 min read Nov 01, 2021 -
Survey: More than half of workers haven’t gotten a pay raise or promotion this year
For most workers, pay has stagnated since the COVID-19 pandemic.
5 min read Oct 27, 2021 -
Changing the due date on your credit card bills
Balance your cash flow by reordering your credit card payment dates.
6 min read Oct 26, 2021