Homes
Owning a home is a big financial commitment, but with Bankrate in your corner, you can confidently navigate the ins and outs of homeownership, from mortgages and real estate to insurance and home equity.
Like any big project, a successful homebuying experience is all about getting the details right from start to finish. We’re here to help you navigate the process, save money and close the deal.
Make sure you're ready to buy a home
Buying a house is an exciting step and a major commitment. Before you start going to open houses, it's important to know what you can afford. We've curated our top articles and resources to help.
RECOMMENDED READING
How to get a mortgage
Should I buy now or wait?
Compare your borrowing options
Weekly mortgage rates
Bankrate consistently has offers well below the national average to help you fund your home for less.
Bankrate Average
30-year fixed
National Average
30-year fixed
A new loan to replace your current mortgage, likely with a lower rate or different term.
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No effect on home equity
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Can lower interest rate
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No access to cash
A lump sum of cash taken out of your home equity, paid back through your new mortgage payment.
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Secured by home equity
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Higher borrowing limits
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No extra monthly payment
A loan that’s taken out of your home equity, but is paid back as a separate monthly payment.
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Secured by home equity
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Access a lump sum of cash
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No effect on mortgage
A line of credit that’s borrowed from your home equity, and works more like a credit card.
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Secured by home equity
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Common for home projects
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Use what you need
Compare the cost of home insurance
Quoted rates are based on 40-year-old male and female homeowners with a clean claim history, good credit, and $250k in dwelling coverage.
Ready for your rates?
While the rates shown are a helpful starting point, they’re no substitute for personalized quotes. Answer a few questions to start your quotes in 3 minutes or less.
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