Neighbors funnel their rain into our yard
Dear Real Estate Adviser,
We recently bought a home in California that’s on the downhill side of surrounding homes. We’ve since discovered the neighbors directly above us installed two drains that now funnel all the rain runoff directly through our property. Is this legal? I understand the concept of natural drainage, but shouldn’t runoff be directed toward a public way?
— Bennie H.
Dear Bennie,
Obviously, good drainage makes good neighbors — or something to that effect. And yes, it is not legal for a neighbor to direct stormwater to your yard, and it’s worse if they’ve significantly altered the natural drainage flow through the land in the process.
You could contact the city or county to complain, but it’s not likely they’re going to show up with heavy equipment one day, tear out the offender’s new drains and correct the problem. Inevitably, you will have to hammer out a solution with the neighbors. You could go to court to make these folks cease their actions and possibly receive recompense for damage. You would have to prove the neighbors unreasonably altered their property, resulting in surface-water damage to yours. In most states, by the way, you’d have to prove both damage and nuisance. All told, this route could prove costly and not exactly make for glowing neighborly relations with the uphill clan.
First, show some diplomacy and try to work things out with the neighbors. Before doing that, you may still want to contact the city to see if the neighbors have a right to do what they did (doubtful) and then a landscape firm to see what your remedies would be and how much they will cost. You’ll at least be forearmed with the “cost” part of the equation before your neighbor meeting.
A landscaper may suggest you install a berm or retaining wall along the property line to stop or deflect the flow or possibly carve out a catch basin or cross-property ditch reinforced by a plastic liner and (or) gravel. The best remedy would depend on the lay of the land. Get some quotes, then, as politely as possible, tell your neighbors any problems you are experiencing and what would need to be done (and spent) to mitigate the issue. Ask if you can work together on a solution such as them redirecting the rain to a more benign route.
Any remedial landscaping costs should be, at least in a perfect world, shouldered by the neighbor; however, feel free to kick in a little out of good faith if you sense that will help. That might sound galling, but it would still be cheaper than court and might prevent future Hatfield-McCoy-esque confrontations and additional things cascading down onto your property.
If the neighbors balk, then consider plan B — legal action — perhaps beginning with a letter from an attorney, setting a remedy deadline.
One more thought: You might ask the landscapers while they’re there if it’s possible to harness this unwanted flow to serve your purposes (property irrigation, pond, etc.)
Good luck. Hopefully, you can reach some (dry) common ground.
Ask the adviser
To ask a question of the Real Estate Adviser, go to the “Ask the Experts” page and select “Buying, selling a home” as the topic. Read more Real Estate Adviser columns and more stories about mortgages.
Bankrate’s content, including the guidance of its advice-and-expert columns and this website, is intended only to assist you with financial decisions. The content is broad in scope and does not consider your personal financial situation. Bankrate recommends that you seek the advice of advisers who are fully aware of your individual circumstances before making any final decisions or implementing any financial strategy. Please remember that your use of this website is governed by Bankrate’s Terms of Use.
You may also like
Do you need a down payment for a business loan?
HOA rules: 9 common violations that can cost you