Homeownership
Find tips for paying off your mortgage, refinancing to a better interest rate and boosting your home's value.
Latest Articles
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Understanding the home equity loan approval process
It’s like applying for a mortgage. Only a tad tougher.
6 min read Mar 21, 2025 -
What can you use a home equity line of credit (HELOC) for?
Certain expenses are tailor-made for tapping your home equity. Others, not so much.
10 min read Mar 20, 2025 -
Is it time to tap your home equity, even though the Fed’s paused interest-rate cuts?
It just might be. But don’t forget the fundamentals of how home equity loans work.
6 min read Mar 20, 2025 -
The best way to borrow against your home: HELOC, cash-out refi or home equity loan?
Not all equity-tapping methods are created equal.
9 min read Mar 20, 2025 -
How the Federal Reserve affects HELOCs and home equity loans
If you’re looking at HE Loans or have a variable-rate line of credit, pay attention to the Fed.
4 min read Mar 19, 2025 -
VA loan down payment: When is it required and should you make one?
Most VA loan borrowers don’t have to make a down payment. Here’s how to decide whether you should.
6 min read Mar 18, 2025 -
What is an interest-only HELOC and how does it work?
It lets you make minimal monthly repayments for a while. But it could shock you at the end.
9 min read Mar 18, 2025 -
Should I get a home warranty? Are they worth it?
Learn what a home warranty covers and when it’s a good idea to get one.
5 min read Mar 18, 2025 -
How to avoid mortgage rate lock extension fees
Protect yourself from being charged over a loan delay that wasn’t your fault.
3 min read Mar 18, 2025 -
How your home can pay for emergency repairs
Use your home to fix your home: a smart move, if you bear the risks in mind.
8 min read Mar 17, 2025