Home Equity
Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.
Home equity basics
It’s the portion of your home you own outright. Its uses are almost endless.
How to estimate your ownership stake, and how much of it you can borrow.
Everything you need to know about HELOC and home equity loan requirements in 2024.
Editor's picks
Related topics:
Home equity tools & resources
Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.
Finding a lender
Here’s where you can get a home equity loan today
HELOC vs. home equity loan
How does each work, and which would be best for you?
Mortgage rates
Compare current mortgage rates for today
News highlights
The latest
It’s when your home’s value sinks below the amount you owe on your mortgage.
As more institutions jump on the HE Loan bandwagon, here’s how to sort them.
They all let you tap your ownership stake, but they differ significantly in a lot of ways.
It’s not quite as simple as who gets the house. Here’s why.
Home equity borrowers can deduct interest, but only if they meet these requirements.
It can have huge benefits — if you do it right.
Don’t confuse these soundalikes. They’re quite different.
Know the differences between these debt products before you put your home on the line.
The trusted provider of accurate rates and financial information