Home Equity
Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.
Home equity basics
It’s the portion of your home you own outright. Its uses are almost endless.
How to estimate your ownership stake, and how much of it you can borrow.
Everything you need to know about HELOC and home equity loan requirements in 2024.
Editor's picks
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Home equity tools & resources
Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.
Finding a lender
Here’s where you can get a home equity loan today
HELOC vs. home equity loan
How does each work, and which would be best for you?
Mortgage rates
Compare current mortgage rates for today
News highlights
The latest
It can be a smart strategy, provided you understand what you’re risking.
Know the differences between these debt products before you put your home on the line.
And that’s on top of your mortgage payments.
It can be a shrewd move or a financial tripwire.
Nothing good. The loss of your home, and a blow to your credit score.
It’s a way to put your homeownership stake to work, though not without risk.
HELOCs make it easy to access home equity funds — for you but for thieves too.
A variety of things affect how much you’ll pay. Some of them you can actually control.
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