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Home Equity

Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.

Home equity basics

A green house on a sunny day
It’s the portion of your home you own outright. Its uses are almost endless.
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How to estimate your ownership stake, and how much of it you can borrow.
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Everything you need to know about HELOC and home equity loan requirements in 2024.

Home equity tools & resources

Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.

The latest

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It can be a good solution — if you understand the risks of putting your house on the line.
Illustrated collage featuring a house with money pouring from the front door
For one thing, you could lose your home if things go south.
Couple use a laptop computer to pay bills online
They can be, but be sure to crunch the numbers and be aware of the caveats.
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It can be easier for an entrepreneur to get, but it means hocking the home for your enterprise.
Illustrated collage featuring a house on a hill made of money
It’s a smart financial move. Here’s how to do it.
Red car parked in front of a suburban home
It’s not so much whether you can, but if you should.
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More single women than men own homes. But they pay more and get less out of them.
Your payments could go up drastically once the draw period ends. Here’s how to cope.
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