Home Equity
Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.
Home equity basics
It’s the portion of your home you own outright. Its uses are almost endless.
How to estimate your ownership stake, and how much of it you can borrow.
Everything you need to know about HELOC and home equity loan requirements in 2024.
Editor's picks
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Home equity tools & resources
Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.
Finding a lender
Here’s where you can get a home equity loan today
HELOC vs. home equity loan
How does each work, and which would be best for you?
Mortgage rates
Compare current mortgage rates for today
News highlights
The latest
Certain expenses are tailor-made for tapping your home equity. Others, not so much.
How to calculate if the costs outweigh the benefits.
Yes, you can. But the more relevant question is: Should you hock one house to buy another?
A HELOC has low interest rates, but it requires you to use your home as collateral.
They’re hard to qualify for. Here’s how to bounce back from rejection.
They can be a smart way to borrow, provided you’re aware of the risks.
Along with strategies to stay solvent during your redo.
Borrowing from your home equity can pay off, but only if you’re smart about it.
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