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Home Equity

Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.

Home equity basics

A green house on a sunny day
It’s the portion of your home you own outright. Its uses are almost endless.
home equity
How to estimate your ownership stake, and how much of it you can borrow.
Everything you need to know about HELOC and home equity loan requirements in 2024.

Home equity tools & resources

Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.

The latest

Design element including an open front door with a roll of quarters and a rolled up dollar bill in the path way.
Why is tapping your homeownership stake for cash so tempting right now?
Image of two people with their backs facing one another
It’s not quite as simple as who gets the house. Here’s why.
How to get equity out of the house you’ve paid off
Sometimes, it’s even easier than if you still had a mortgage. But there are caveats.
family in front of home
Both mean borrowing against your home, but their pros and cons vary quite a bit.
Home decorated for autumn
It just might be. But don’t forget the fundamentals of how home equity loans work.
This is the week that was for home equity rates.
If you’re looking at HE Loans or have a variable-rate line of credit, pay attention to the Fed.
A HELOC has low interest rates, but it requires you to use your home as collateral.
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