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Home Equity

Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.

Home equity basics

A green house on a sunny day
It’s the portion of your home you own outright. Its uses are almost endless.
home equity
How to estimate your ownership stake, and how much of it you can borrow.
Everything you need to know about HELOC and home equity loan requirements in 2024.

Home equity tools & resources

Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.

The latest

This is the week that was for home equity rates.
A stylized two-story house with a fan of money behind it and a piece of paper in front with a dollar sign on it and a blue question mark next to the paper.
The spending doesn’t end when you buy a home. Here’s what to expect to pay for upkeep.
Two women chatting in front of a for sale sign
Your home equity line of credit’s life ends — but the debt doesn’t just disappear.
It’s a hybrid product that can combine the best of both borrowing worlds.
A roundup of the week’s top stories in home equity, mortgages and real estate.
heloc in reserve
Why not keep a home equity line of credit in reserve for a rainy day?
This is the week that was for home equity rates.
Two houses with illustrated circle on the horizon
Yes, you can. But the more relevant question is: Should you hock one house to buy another?
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