Home Equity
Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.
Home equity basics
It’s the portion of your home you own outright. Its uses are almost endless.
How to estimate your ownership stake, and how much of it you can borrow.
Everything you need to know about HELOC and home equity loan requirements in 2024.
Editor's picks
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Home equity tools & resources
Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.
Finding a lender
Here’s where you can get a home equity loan today
HELOC vs. home equity loan
How does each work, and which would be best for you?
Mortgage rates
Compare current mortgage rates for today
News highlights
The latest
They can be, but be sure to crunch the numbers and be aware of the caveats.
If paying cash or obtaining a land loan isn’t an option, you might be able to use a second mortgage to buy land.
They could be an uncoventional borrower’s best shot for tapping their home’s value.
This is the week that was in home equity lending.
It’s the fun part, when you get your money. But you have to be ready when it ends.
It’s not so much whether you can, but if you should.
The loan interest is — but only if you meet certain criteria.
You bet — in ways both good and bad. Here’s how to judge its impact.
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