Home Equity
Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.
Home equity basics
It’s the portion of your home you own outright. Its uses are almost endless.
How to estimate your ownership stake, and how much of it you can borrow.
Everything you need to know about HELOC and home equity loan requirements in 2024.
Editor's picks
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Home equity tools & resources
Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.
Finding a lender
Here’s where you can get a home equity loan today
HELOC vs. home equity loan
How does each work, and which would be best for you?
Mortgage rates
Compare current mortgage rates for today
News highlights
The latest
It can be a smart strategy, provided you understand what you’re risking.
Yes, you can get financing, even if you’re not the most creditworthy candidate.
Your payments could go up drastically once the draw period ends. Here’s how to cope.
A HELOC has low interest rates, but it requires you to use your home as collateral.
Want to borrow against your home’s value? Be ready to meet these criteria.
Bankrate Chief Financial Analyst Greg McBride shares his take on what will happen to home equity rates in 2025.
HELOC rates kept their 52-week lows, while home equity loans were steady.
HELOC rates fell to new 52-week lows, while home equity loans were steady.
The trusted provider of accurate rates and financial information