Home Equity
Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.
Home equity basics
It’s the portion of your home you own outright. Its uses are almost endless.
How to estimate your ownership stake, and how much of it you can borrow.
Everything you need to know about HELOC and home equity loan requirements in 2024.
Editor's picks
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Home equity tools & resources
Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.
Finding a lender
Here’s where you can get a home equity loan today
HELOC vs. home equity loan
How does each work, and which would be best for you?
Mortgage rates
Compare current mortgage rates for today
News highlights
The latest
Cash-out refis are out, and home equity lines of credit are in.
How to calculate if the costs outweigh the benefits.
They can be a smart way to borrow, provided you’re aware of the risks.
Some key facts and figures everyone who has a house should know.
They’re less than mortgages’ upfront expenses, but they do add up.
Sometimes, it’s even easier than if you still had a mortgage. But there are caveats.
Yes, your for-profit property can be a cash source for you.
It’s a hybrid product that can combine the best of both borrowing worlds.
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