Home Equity
Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.
Basics
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Latest Articles
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Borrowing money from your home to pay for your child’s college
Using your home equity for educational bills can work, if you consider all the pros and cons first.
9 min read Feb 22, 2024 -
5 things to know before you tackle an expensive outdoor renovation
You don’t need to spend a fortune to create a great outdoor space.
7 min read Feb 26, 2024 -
How much equity can I borrow from my home? (And why isn’t it more?)
Less than you think, probably. Here’s what cuts into the tappable amount.
11 min read Apr 24, 2024 -
What happens to HELOCs if home values fall?
Your lender could cap, cut or even close your credit line. Here’s what to expect and how to prepare.
6 min read Feb 23, 2024 -
Refinancing a home equity loan: When and how to do it
There are good reasons to refinance your home equity loan, but there are risks too.
10 min read Feb 08, 2024 -
How to shop for a HELOC: 10 ways to get the best HELOC rate
What to watch for to get a top offer on a home equity line of credit.
14 min read Jan 26, 2024 -
Should you use home equity to pay holiday expenses?
It’s tempting, but think carefully about hocking the house to cover these seasonal costs.
4 min read Jan 10, 2024 -
How to unlock your home equity during financial turmoil
Some ways your home can cushion you when unexpected expenses arise.
5 min read Jan 05, 2024 -
Forecast: Big drops in HELOC rates, modest declines for home equity loans in 2024
Bankrate Chief Financial Analyst Greg McBride shares his take on what will happen to home equity rates in 2024.
2 min read Jan 02, 2024 -
Should you use a home equity loan to pay off an auto loan?
Probably not. Here are all the pros and cons to consider.
5 min read Dec 15, 2023