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Home Equity

Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.

Home equity basics

A green house on a sunny day
It’s the portion of your home you own outright. Its uses are almost endless.
Couple sit in living room discuss receipts, control family budget, calculate household bills to pay
How to estimate your ownership stake, and how much of it you can borrow.
Everything you need to know about HELOC and home equity loan requirements in 2024.

Home equity tools & resources

Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.

The latest

no-doc HELOC
They could be an uncoventional borrower’s best shot for tapping their home’s value.
Illustrated collage of: A hand holding a pencil with a house made of money
It’s the fun part, when you get your money. But you have to be ready when it ends.
Red car parked in front of a suburban home
It’s not so much whether you can, but if you should.
Mother and child in nursery
The loan interest is — but only if you meet certain criteria.
Couple looks at a tablet in a new home
You bet — in ways both good and bad. Here’s how to judge its impact.
Heloc and mortgage
Use what you own to pay off what you owe. Is it a good idea?
Collage featuring two people and a dog looking at a tablet
A HELOC works like a big credit card — one that uses your home as collateral for cash you borrow.
Couple sitting on a couch in front of a laptop
It can be a smart move, but don’t get trapped by surprise terms.
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