Home Equity
Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.
Home equity basics
It’s the portion of your home you own outright. Its uses are almost endless.
How to estimate your ownership stake, and how much of it you can borrow.
Everything you need to know about HELOC and home equity loan requirements in 2024.
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Home equity tools & resources
Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.
Finding a lender
Here’s where you can get a home equity loan today
HELOC vs. home equity loan
How does each work, and which would be best for you?
Mortgage rates
Compare current mortgage rates for today
News highlights
The latest
For one thing, you could lose your home if things go south.
Cash is usually king, but borrowing has its pluses too. Here’s how to decide.
It’s when your home’s value sinks below the amount you owe on your mortgage.
And if so, how low can they go?
It can be easier for an entrepreneur to get, but it means hocking the home for your enterprise.
It’s the portion of your home you own outright. Its uses are almost endless.
They can be, but be sure to crunch the numbers and be aware of the caveats.
If paying cash or obtaining a land loan isn’t an option, you might be able to use a second mortgage to buy land.
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