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Home Equity

Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.

Home equity basics

A green house on a sunny day
It’s the portion of your home you own outright. Its uses are almost endless.
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How to estimate your ownership stake, and how much of it you can borrow.
Everything you need to know about HELOC and home equity loan requirements in 2024.

Home equity tools & resources

Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.

The latest

Senior agent talking to a couple in a meeting in an office.
They’re courting new borrowers with innovative features and looser criteria.
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They all let you tap your ownership stake, but they differ significantly in a lot of ways.
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What to watch for to get a top offer on a home equity line of credit.
Design element including an open front door with a roll of quarters and a rolled up dollar bill in the path way.
Why is tapping your homeownership stake for cash so tempting right now?
Older couple walking in front of their home
Here are 7 ways to take advantage of your largest asset as you age.
Couple calculating bills at home using tablet and calculator
Ways your home can cushion you when unexpected expenses arise.
Home equity lines of credit are growing in size and volume.
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It’s a smart financial move. Here’s how to do it.
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