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Home Equity

Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.

Home equity basics

A green house on a sunny day
It’s the portion of your home you own outright. Its uses are almost endless.
Couple sit in living room discuss receipts, control family budget, calculate household bills to pay
How to estimate your ownership stake, and how much of it you can borrow.
House with solar panels
Everything you need to know about HELOC and home equity loan requirements in 2024.

Home equity tools & resources

Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.

The latest

Couple buying a house and closing the deal with the Real Estate Agent with handshake
You get cash out of your home, in return for a piece of the proceeds when you sell.
Couple sit in living room discuss receipts, control family budget, calculate household bills to pay
How to estimate your ownership stake, and how much of it you can borrow.
Design element showing a graph a representation of home prices
Insight into the week that was for HELOCS and HELoans.
Collage featuring two people and a dog looking at a tablet
A HELOC works like a big credit card — one that uses your home as collateral for cash you borrow.
A senior couple planning their finance and paying bills while using a laptop at home.
Less than you think, probably. Here’s what cuts into the tappable amount.
Interior of a home living room
It can be a smart strategy, provided you understand what you’re risking.
Residential area with architectural homes on Main Street
And if so, how low can they go?
A green house on a sunny day
It’s the portion of your home you own outright. Its uses are almost endless.
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