![Truist logo](https://www.bankrate.com/f/102997/1280x720/2258d6cb6c/bbt-truist-2021-home-equity-review.jpeg)
Home Equity
Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.
Home equity basics
![A green house on a sunny day](https://www.bankrate.com/brp/2023/11/29114305/Homes_Home_equity_What_Is_It.jpg?auto=webp&optimize=high&crop=16:9&width=320)
It’s the portion of your home you own outright. Its uses are almost endless.
![Couple sit in living room discuss receipts, control family budget, calculate household bills to pay](https://www.bankrate.com/2023/02/15101041/how-to-calculate-home-equity.jpg?auto=webp&optimize=high&crop=16:9&width=320)
How to estimate your ownership stake, and how much of it you can borrow.
![](https://www.bankrate.com/brp/2024/08/03141908/Homes_HELOC_and_home_equity_loan_requirements_in_2024.jpg?auto=webp&optimize=high&crop=16:9&width=320)
Everything you need to know about HELOC and home equity loan requirements in 2024.
Editor's picks
![aerial view of landscape](https://www.bankrate.com/2022/09/09113049/Financing-a-land-purchase.jpg?auto=webp&optimize=high)
Related topics:
Home equity tools & resources
Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.
Finding a lender
Here’s where you can get a home equity loan today
HELOC vs. home equity loan
How does each work, and which would be best for you?
Mortgage rates
Compare current mortgage rates for today
News highlights
The latest
![Two people look over paint colors in new home](https://www.bankrate.com/2020/09/09153614/Only-11-of-U.S.-homeowners-will-use-loans-to-cover-home-improvement-projects.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Despite high interest rates, most homeowners are using credit cards for renovations.
The trusted provider of accurate rates and financial information