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Home Equity

Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.

Home equity basics

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It’s the portion of your home you own outright. Its uses are almost endless.
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How to estimate your ownership stake, and how much of it you can borrow.
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Everything you need to know about HELOC and home equity loan requirements in 2024.

Home equity tools & resources

Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.

The latest

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Yes, your for-profit property can be a cash source for you.
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Tapping home equity can be a smart move, but don’t get trapped by surprise terms.
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Why and how your home can be the foundation of your family’s fortune.
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You don’t have to spend a fortune to boost your property’s worth.
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Why pay cash? Borrowing can make more sense for an add-on.
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Qualifying for one is harder than it looks — maybe even harder than your mortgage.
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They’re less than mortgages’ closing costs, but the upfront expenses do add up.
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It can be a good solution — if you understand the risks of putting your house on the line.
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