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Home Equity

Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.

Home equity basics

A green house on a sunny day
It’s the portion of your home you own outright. Its uses are almost endless.
Couple sit in living room discuss receipts, control family budget, calculate household bills to pay
How to estimate your ownership stake, and how much of it you can borrow.
House with solar panels
Everything you need to know about HELOC and home equity loan requirements in 2024.

Home equity tools & resources

Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.

The latest

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Here’s what to do if you have a HELOC or have considered applying.
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Senior homeowners can take advantage of the peak in senior housing wealth to further strengthen their finances.
House with flowers
Tapping equity for home improvements? Tap away. How about trips and electronics? Think again.
Urban residential street with row of attached old houses with gables
Understand the perks and drawbacks of using home equity to consolidate your debt.
Mid adult man guiding girlfriend in hanging picture frame on wall at new home
Americans have tons of cash locked up in their homes.
Two people look over paint colors in new home
Despite high interest rates, most homeowners are using credit cards for renovations.
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