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Home Equity

Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.

Home equity basics

A green house on a sunny day
It’s the portion of your home you own outright. Its uses are almost endless.
home equity
How to estimate your ownership stake, and how much of it you can borrow.
Everything you need to know about HELOC and home equity loan requirements in 2024.

Home equity tools & resources

Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.

The latest

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Why and how your home can be the foundation of your family’s fortune.
A roundup of the week’s top stories in home equity, mortgages and real estate.
borrowing against home
Yes, but be sure to crunch the numbers and be aware of the caveats of hocking your home.
Actually, it’s more a question of how much rather than how soon.
This is the week that was for home equity rates.
Two people looking at a laptop featuring illustrated graphics
What to watch for to get a top offer on a home equity line of credit.
Couple sitting on a couch in front of a laptop
It can be a smart move, but don’t get trapped by surprise terms.
Modern bedroom
Not all equity-tapping methods are created equal.
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