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Home Equity

Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.

Home equity basics

A green house on a sunny day
It’s the portion of your home you own outright. Its uses are almost endless.
home equity
How to estimate your ownership stake, and how much of it you can borrow.
Everything you need to know about HELOC and home equity loan requirements in 2024.

Home equity tools & resources

Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.

The latest

home with scales of justice and papers
The rising home equity tide doesn’t lift all homeowner boats equally.
This is the week that was for home equity rates.
A foreclosure sign in front of a house
Follow these steps to shield your home from seizure.
home equity tax deduction
The loan interest is — but only if you meet certain criteria.
Three people looking over paperwork
Certain expenses are tailor-made for tapping your home equity. Others, not so much.
A senior couple planning their finance and paying bills while using a laptop at home.
Less than you think, probably. Here’s what cuts into the tappable amount.
Illustrated image with a man and a dog
How to calculate if the costs outweigh the benefits.
A mom with her children outside
Some key facts and figures everyone who has a house should know.
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