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Home Equity

Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.

Home equity basics

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It’s the portion of your home you own outright. Its uses are almost endless.
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How to estimate your ownership stake, and how much of it you can borrow.
Everything you need to know about HELOC and home equity loan requirements in 2024.

Home equity tools & resources

Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.

The latest

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Know the differences between these debt products before you put your home on the line.
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It’s a way to put your homeownership stake to work, though not without risk.
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It’s a mortgage-credit line combo. Just don’t spend it all in one place.
Senior agent talking to a couple in a meeting in an office.
They’re courting new borrowers with innovative features and looser criteria.
This is the week that was in home equity lending.
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They all let you tap your ownership stake, but they differ significantly in a lot of ways.
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What to watch for to get a top offer on a home equity line of credit.
Design element including an open front door with a roll of quarters and a rolled up dollar bill in the path way.
Why is tapping your homeownership stake for cash so tempting right now?
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