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Home Equity

Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.

Home equity basics

A green house on a sunny day
It’s the portion of your home you own outright. Its uses are almost endless.
home equity
How to estimate your ownership stake, and how much of it you can borrow.
Everything you need to know about HELOC and home equity loan requirements in 2024.

Home equity tools & resources

Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.

The latest

home equity rates fall
A variety of things affect how much you’ll pay. Some of them you can actually control.
paying HELOC
Yes, you can. But do you want to pay it or actually close it?
Black woman hanging a photograph on a wall
More single women than men own homes. But they pay more and get less out of them.
This is the week that was for home equity rates.
home equity appraisal
Usually, yes. Here’s why and what they’ll cost you.
home equity closing costs
They’re less than mortgages’ upfront expenses, but they do add up.
A family unpacking a box together
Why and how your home can be the foundation of your family’s fortune.
A roundup of the week’s top stories in home equity, mortgages and real estate.
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