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Whether you need a personal, auto, student, or small business loan, we'll help you choose the loan that's right for you.
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![A Black couple and loan underwriter look at a contract.](https://www.bankrate.com/brp/2024/08/03115556/Loans-What-is-a-personal-loan-What-you-should-know-before-you-apply.jpg?auto=webp&optimize=high&crop=16:9&width=320)
What is a personal loan?
Loans
A personal loan is used for financing large purchases or covering major expenses.
![Man and child sitting at table smiling at laptop](https://www.bankrate.com/2022/04/20003743/What-to-know-before-you-apply-for-a-car-loan.jpeg?auto=webp&optimize=high&crop=16:9&width=320)
What to do before applying for a car loan
Auto Loans
Getting the best financing for your new set of wheels requires time and research.
![Woman studying at a table with an illustrated light green background](https://www.bankrate.com/brp/2024/07/25191000/Loans-How-to-get-a-student-loan.jpg?auto=webp&optimize=high&crop=16:9&width=320)
Paying for college is a challenge for many students, but student loans can help.
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Loans by credit band
The latest
![](https://www.bankrate.com/2023/06/06112136/Small-business-How-to-choose-the-best-small-business-lender.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Small business loans are accessible through banks, credit unions and online lenders. But with so many options, choosing a lender for your small business can take time. To narrow down your list of options [...]
![Man reviewing laptop while on the phone.](https://www.bankrate.com/2023/06/22134249/SMB_What-is-a-bad-credit-business-loan-and-how-it-works.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Check out our guide to bad credit business loans.
![Woman managing the monthly family budget while her daughter plays with a dog in the background](https://www.bankrate.com/2023/02/16133410/GettyImages-1389164135.jpeg?auto=webp&optimize=high&crop=1:1&width=356)
Need help managing business loans? We’ve got top tips for you.
![A coffee shop owner leans on the counter, looking at his laptop while a barista works in the background.](https://www.bankrate.com/2023/05/09123408/pros-and-cons-of-working-capital-loans.jpeg?auto=webp&optimize=high&crop=1:1&width=356)
Despite access to fast funding, there are drawbacks to working capital loans.
![](https://www.bankrate.com/brp/2023/09/26092514/SmallBusiness_Alternatives_to_fast_business_loans.jpg?auto=webp&optimize=high&crop=1:1&width=356)
SBA loans, grants and crowdfunding are just a few alternatives worth considering.
![Donald Trump smiling and pointing.](https://www.bankrate.com/brp/2025/02/03100600/trump-tariffs-rattle-global-markets.jpg?auto=webp&optimize=high&crop=1:1&width=356)
The federal funding freeze did not include federal student loans or grants.
![](https://www.bankrate.com/2024/03/18191148/how-to-pay-off-wedding-debt.png?auto=webp&optimize=high&crop=1:1&width=356)
Learn tips on how to pay off wedding debt.
![Young woman focused on reading paperwork while looking at laptop screen.](https://www.bankrate.com/brp/2025/02/04105751/how-much-you-can-borrow-with-bad-credit.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Find out how much you could possibly borrow with bad credit.
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