Insurance
Find news and advice on homeowners, renters, auto and life insurance.
Car Insurance
Auto insurance protects your finances from the unexpected. Use our car insurance tools to generate quotes, compare coverage options and find the best insurance company for you. Bankrate’s editorial team curated these top auto insurance picks for your budget.
Homeowners Insurance
If anything happens to your home or belongings, home insurance can protect you financially. Find out how much home insurance you need, how much you’ll pay, and what company is best for you with our online tools.
Life Insurance
Life insurance helps you financially care for your loved ones after you pass away. Bankrate is here to help you compare quotes and find the best life insurance company for you.
Insurance Basics
![Car in California national park](https://www.bankrate.com/2019/03/27140314/Auto-insurance-overview.jpg?auto=webp&optimize=high&crop=16:9&width=320)
What is car insurance?
Car Insurance
Car insurance provides financial security to drivers and is often required to drive.
![Asian single mother with her two children in the kitchen, showing them how to bake a cake.](https://www.bankrate.com/2020/10/02141749/what-is-homeowners-insurance-featured.jpg?auto=webp&optimize=high&crop=16:9&width=320)
What is homeowners insurance and how does it work?
Homeowners Insurance
Bankrate explains homeowners insurance and how it works.
![Family with child enjoying a nice time in the park on a clear day](https://www.bankrate.com/2023/09/12172157/Insurance_Guide_to_life_insurance.jpg?auto=webp&optimize=high&crop=16:9&width=320)
Guide to life insurance
Insurance
Life insurance may seem confusing, but Bankrate’s experts are here to help.
Insurance Reviews
Latest Articles
![](https://www.bankrate.com/2019/11/14111611/DUI.jpg?auto=webp&optimize=high&crop=1:1&width=356)
What’s the true cost of a DUI? Bankrate takes a look.
![Cars On Road By Trees Against Sky](https://www.bankrate.com/2021/07/09142938/car-nebraska-driving-without-insurance-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Buying minimum coverage is less expensive than the penalties for driving without insurance.
![Woman pulled over by police](https://www.bankrate.com/2021/06/24175509/driving-without-insurance-tennessee-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
What happens if you’re caught driving without insurance in TN? Bankrate explains.
![Family buying a car](https://www.bankrate.com/brp/2023/10/19095326/everything-you-need-to-know-about-florida-gap-insurance.jpg?auto=webp&optimize=high&crop=1:1&width=356)
What is gap insurance in Florida? Bankrate explores this and other questions.
![Car driving on windy road](https://www.bankrate.com/brp/2025/02/18111318/car-insurance-rates-predicted-to-increase-by-7-in-2025.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Rates may be stabilizing, but don’t expect your premium to come down.
![Traffic](https://www.bankrate.com/brp/2024/08/16141452/penalties-for-driving-without-insurance-in-pennsylvania.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Bankrate explores the penalties for driving without insurance in Pennsylvania.
![a tsunami evacuation sign on a street](https://www.bankrate.com/2022/03/09114753/Does-homeowners-insurance-cover-tsunami-damage.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Unexpected tsunami costs? See if your home insurance has you covered.
![Auto accident involving two cars](https://www.bankrate.com/2021/09/14151736/car-how-does-auto-liability-work-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Liability is a major part of your auto insurance policy. Do you know how it works?
![](https://www.bankrate.com/2019/11/14111611/DUI.jpg?auto=webp&optimize=high&crop=1:1&width=356)
What’s the true cost of a DUI? Bankrate takes a look.
![Cars On Road By Trees Against Sky](https://www.bankrate.com/2021/07/09142938/car-nebraska-driving-without-insurance-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Buying minimum coverage is less expensive than the penalties for driving without insurance.
![Woman pulled over by police](https://www.bankrate.com/2021/06/24175509/driving-without-insurance-tennessee-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
What happens if you’re caught driving without insurance in TN? Bankrate explains.
![Family buying a car](https://www.bankrate.com/brp/2023/10/19095326/everything-you-need-to-know-about-florida-gap-insurance.jpg?auto=webp&optimize=high&crop=1:1&width=356)
What is gap insurance in Florida? Bankrate explores this and other questions.
![Car driving on windy road](https://www.bankrate.com/brp/2025/02/18111318/car-insurance-rates-predicted-to-increase-by-7-in-2025.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Rates may be stabilizing, but don’t expect your premium to come down.
![Traffic](https://www.bankrate.com/brp/2024/08/16141452/penalties-for-driving-without-insurance-in-pennsylvania.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Bankrate explores the penalties for driving without insurance in Pennsylvania.
![Auto accident involving two cars](https://www.bankrate.com/2021/09/14151736/car-how-does-auto-liability-work-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Liability is a major part of your auto insurance policy. Do you know how it works?
![A lone car in a parking lot at night underneath a lamplight.](https://www.bankrate.com/2011/06/29175612/does-car-insurance-cover-theft-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Comprehensive coverage typically covers vehicle theft.
![a tsunami evacuation sign on a street](https://www.bankrate.com/2022/03/09114753/Does-homeowners-insurance-cover-tsunami-damage.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Unexpected tsunami costs? See if your home insurance has you covered.
![House](https://www.bankrate.com/brp/2025/02/14111640/Insurance_Heres_whats_happening_in_home_insurance_right_now.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Here’s where homeowners are getting dropped, and where rates are rising the most.
![House](https://www.bankrate.com/brp/2024/05/13120709/Insurance-Home-Insurance-Guide.jpg?auto=webp&optimize=high&crop=1:1&width=356)
A guide to help you understand homeowners insurance policies and coverage options.
![Mixed-race couple is discussing their finances with a professional. There is a graphic overlay with some solid colors and design elements to make the image pop.](https://www.bankrate.com/2022/10/14115713/Insurance_What_is_a_home_insurance_binder.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Do you need a home insurance binder? Find out with Bankrate.
![Someone sitting next to a small portal space heater.](https://www.bankrate.com/2022/11/03100930/Insurance_Does_homeowners_insurance_cover_space_heaters.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Homeowners insurance does not always cover space heaters. Bankrate explains.
![](https://www.bankrate.com/brp/2023/10/15132429/Home-Equity-Extreme-weathers-toll-on-homeownership-Navigating-the-financial-implications.jpg?auto=webp&optimize=high&crop=1:1&width=356)
The number of dangerous events is increasing each year. Here’s how to limit the literal and financial damage.
![Los Angeles cityscape with palm trees and plumes of smoke in the sky](https://www.bankrate.com/brp/2025/02/04161419/LA-wildfires-sustainable-insurance-strategy.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Historic fires and insurance changes create an uncertain future for CA homeowners.
![Homes in Georgia](https://www.bankrate.com/2020/02/09214324/Untitled-26.jpeg?auto=webp&optimize=high&crop=1:1&width=356)
Bankrate’s research can help you find the best renters insurance in Georgia.
![Older interracial couple sitting together at a desk and reviewing their options financially.](https://www.bankrate.com/2014/03/11110145/lose-life-insurance-after-quitting-job-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Find out if your life insurance sticks with you after leaving your employer.
![A man and a woman are out at a cafe. The man is holding a cigarette between his fingers.](https://www.bankrate.com/2020/11/12150222/how-long-does-tobacco-stay-in-your-system-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
How tobacco use impacts life insurance rates and what you need to know.
![Family with child and dog](https://www.bankrate.com/2018/08/22145203/the-difference-between-whole-life-and-term-insurance.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Learn about the different types of life insurance and the benefits of each one.
![Woman in coffeeshop reviewing paperwork](https://www.bankrate.com/2018/12/11160217/Cash-surrender-value-of-insurance-proceeds-may-be-taxed.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Wondering if the life insurance payout you got is taxable? Bankrate can help.
![Family with child enjoying a nice time in the park on a clear day](https://www.bankrate.com/2023/09/12172157/Insurance_Guide_to_life_insurance.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Life insurance may seem confusing, but Bankrate’s experts are here to help.
![Interracial couple sits on a couch across from a financial expert to review a policy.](https://www.bankrate.com/2021/01/08144050/million-dollar-insurance-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Is a million-dollar life insurance policy right for you? Here’s what to consider.
![close up of hands filling out paperwork](https://www.bankrate.com/2021/03/09164051/What-happens-if-you-lie-on-your-life-insurance-application.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Discover what happens if you’re not honest on your life insurance application.
![Visual representation of the security or 'umbrella' that life insurance provides; there are a bunch of multi-colored umbrellas with a hand holding up a 'family' of blue stick figures amidst them.](https://www.bankrate.com/brp/2023/06/01092029/Insurance-How-Much-Life-Insurance-Do-I-Need.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Bankrate provides considerations for determining how much life insurance you need.
The trusted provider of accurate rates and financial information