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Banking

From savings account details to bank reviews, economic insights and more — Bankrate offers valuable information and advice for you.

Explore banking basics

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How to open a certificate of deposit (CD)

Banking
Everything you need to know about opening an account.
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How to start saving (even if you’re starting from scratch)

Banking
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.
Two millenial friends using mobile phone.

How to transfer money from one bank to another: 4 ways

Banking
Keep fees in check when you shift money from one bank account to another.

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Principal U.S. Economy Reporter

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Senior Economic Analyst

Banking data studies

Money next to flashing sirens
New Bankrate data shows many Americans are slowly making progress on their savings.
Piggy bank with doctors equipment. Cute and comical
A mid-year checkup is the most effective way to ensure my finances are on track.
And elderly couple discussing HYSA options
Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.

Featured by names you know and trust

Latest articles

Mother and daughter putting money in piggy bank
Knowing how these accounts work, and how they differ, can help better your finances.
People walk by a Western Union location in New York.
Wire transfer fees can be expensive, but here are ways to send money for less.
A young man uses an ATM.
Over time, ATM fees have climbed. Here’s what you need to know.
Family looking at their finances.
Early access to direct deposited funds can make managing your budget a bit easier.
Illustration of a bar graph, moving down from left to right.
When policymakers and investors seek economic insight, they often use a tool called the yield curve. A yield curve measures the spread between yields on short- and long-term maturity bonds over time. It’s [...]
Design element with 3 headshot with illustrations of storage containers in the background
The bottom line? Don’t let emotions guide your financial decision-making.
Cheerful young student woman excited with good news
Adding more to your savings goals is easier than you think. Here’s how.
A Capital One bank branch in Manhattan in New York
The CFPB dropped its lawsuit alleging Capital One cheated customers out of interest.
Mother and daughter putting money in piggy bank
Knowing how these accounts work, and how they differ, can help better your finances.
Cheerful young student woman excited with good news
Adding more to your savings goals is easier than you think. Here’s how.
A Capital One bank branch in Manhattan in New York
The CFPB dropped its lawsuit alleging Capital One cheated customers out of interest.
Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank
Comparing savings rates can ensure you get the best return on your savings.
Person working on a computer on an office couch and drinking tea
Here’s the difference between APY and interest rate.
Bank teller with customer
It’s possible to negotiate a higher-yielding savings account at your bank.
Teller at brick-and-mortar bank
Keeping your savings in a bank down the street may seem like the obvious play, but there may be real downsides for doing so.
BIPOC woman meeting with female financial advisor
Finding the right savings account consists of comparing rates, fees and more.
Illustration of a bar graph, moving down from left to right.
When policymakers and investors seek economic insight, they often use a tool called the yield curve. A yield curve measures the spread between yields on short- and long-term maturity bonds over time. It’s [...]
Woman watering plants.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
A woman ponders
Find out what happens to CDs that are set to mature.
Middle aged woman on laptop
Everything you need to know about opening an account.
A collection of assorted items: old analog alarm clock, padlock, keys, a check, a hand holding cash
CDs often pay better interest than savings accounts and can amp up your nest egg.
Man at laptop, deep in thought
Certificates of deposit offer peace of mind, but they’re not without some drawbacks.
A person researches on a laptop.
Learn when a CD is worth it, when it is not, and alternatives to consider in 2025.
Personal banker instructs clients concerning online banking
A CD often earns a competitive, fixed rate. Here’s what to know before opening one.
Man working on laptop and drinking coffee
Money market funds are available from several different brokers and fund managers.
piggybank on a riser
Here are some of the best savings accounts you can sign up for as a business owner.
man and woman working together at a computer in an office
Find the right business savings account to help your company’s money grow.
Person working at table with computer, drinking coffee and looking at smartphone
Learn why you need to check your APY.
couple with bank worker
Many of these banks offer low-fee accounts and higher yields than some of the biggest banks.
Person looking at smartphone
The best account to save your money will vary by your goal.
Bank teller with customer
These credit unions offer great rates and top-notch features — and many make it easy to join.
A man researches on a tablet.
CDs and MMAs can pay competitive rates, but they have different drawbacks and benefits.
A young man uses an ATM.
Over time, ATM fees have climbed. Here’s what you need to know.
Family looking at their finances.
Early access to direct deposited funds can make managing your budget a bit easier.
close-up of a hand holding a cell phone
The person-to-person payment tool can allow for easy transactions to friends, family and more.
person signing a check
Looking to save money when ordering checks? Consider getting them online instead. Here’s how.
Person looking on computer, with dog.
Here’s everything you need to know about the specialty consumer reporting agency.
A woman writes a check
A bounced check is something that should be avoided. Here’s what you need to know.
woman shopping online with a credit card
If you’re considering a rewards checking account, here’s what you need to know.
two teenage friends looking at a smartphone
Services such as Zelle and Venmo make splitting a bill or sending money a breeze.