Balance Transfer Advice
Read the latest advice from the Bankrate team on balance transfers — include who should get a balance transfer credit card, how to execute a balance transfer and everything in between.
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The Latest Advice for Balance Transfers
![woman looking at her phone in Manhattan](https://www.bankrate.com/2021/08/19170246/How-to-do-a-balance-transfer-with-american-express.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Learn about balance transfers with Amex and what you need to initiate one.
![young woman using laptop and credit card in living room](https://www.bankrate.com/2022/03/02112917/Pay-off-debt-with-the-bank-americard.jpg?auto=webp&optimize=high&crop=1:1&width=356)
With an intro APR for balance transfers and no annual fee, the BankAmericard is a smart option for paying down debt.
![a young man at home holding a credit card and using a computer](https://www.bankrate.com/2022/04/01153435/My-credit-card-apr-increased-what-should-i-do.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Here’s what you need to do if your credit card APR increases.
![father and son on computer in living room](https://www.bankrate.com/2022/02/08122348/why-i-love-citi-diamond-preferred.jpg?auto=webp&optimize=high&crop=1:1&width=356)
The Citi Diamond Preferred has an intro balance transfer offer and no annual fee.
![design image of two women looking at a laptop and with a pen and notepad](https://www.bankrate.com/2023/12/25135305/Cards_Do_Balance_Transfers_Hurt_Your_Credit_Score.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Create a debt repayment plan to get more out of your balance transfer card.
![couple working on laptop together](https://www.bankrate.com/2022/02/28162852/how-to-do-a-discover-balance-transfer.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Discover balance transfers can be completed online, via mobile app and by phone.
![older person holding a card and on a computer](https://www.bankrate.com/2022/01/28111624/How-to-choose-a-balance-transfer-credit-card.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Compare different card offers and understand how a balance transfer works.
![close up of hands making contactless payment using phone](https://www.bankrate.com/2022/02/22115606/discover-rewards-program-guide.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Discover offers a broad range of credit cards that let you rack up rewards for cash back, travel and more.