Home equity

Recent home equity stories

While there is no plastic card to carry in your wallet, a HELOC is similar to a credit card account.
Unable to borrow against equity? There are reasons other than fallen house prices.
HELOCs provide extra cash, but they can create a financial crisis if you don't use them responsibly.
It's much harder to get a home equity loan than it used to be. The trick is to just keep looking.
Beware the pitfalls of using your home's equity as a debt loan. It may not be right for you.
Before considering another loan to pay debts, it's best to come up with a financial plan.
Home equity loans and HELOCs are much harder to get these days. But the situation is not hopeless.
Fears of rising rates keeping you up at night? Time to build a bigger emergency fund.
Refinancing a home equity loan to a first mortgage will add a lot more in total interest expense.
Using home equity to finance improvement projects makes sense in some situations, but not others.
Home equity products can be used to fund a car purchase. But there are risks for the homeowner.
The biggest home equity lesson of the financial crisis is that your home is not a piggy bank. 
A homeowner wondering when to convert to a fixed-rate home equity loan faces a classic dilemma.
Home equity lenders have to OK a refinancing, and many are saying no. They want the loan paid off.
Lenders have the right to freeze HELOCs, but you can ask them to reconsider, says Dr. Don Taylor.
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