Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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Can you use your cellphone bill to build credit?
Use cellphone bills to aid credit though your provider doesn’t report them to bureaus
6 min read Feb 14, 2025 -
Consumer debt by gender: Is there a difference?
Gender plays a key role in how much debt an individual has.
6 min read Feb 14, 2025 -
What is a FICO score?
Building a good FICO credit score is one of the best things you can do for your financial health. Here’s what your FICO score entails.
7 min read Feb 13, 2025 -
6 simple ways to stay consistent with your budget
Master your budget with proven strategies for long-term financial success.
4 min read Feb 13, 2025 -
The best ways to supplement your new budgeting habit
Small financial tweaks can lead to major gains in your budget.
5 min read Feb 13, 2025 -
How to get out of debt with a low income
Before doing anything else, take a deep breath, sit down and determine what you owe and to whom.
7 min read Feb 12, 2025 -
Current credit card interest rates
View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.
4 min read Feb 12, 2025 -
How to negotiate a debt settlement
You can negotiate with your creditors to settle your debt by paying a lump-sum amount that’s less than what you owe. Here’s how.
8 min read Feb 12, 2025 -
Pros and cons of debt consolidation: Is it a good idea?
Weigh the pros and cons to decide if debt consolidation is right for your situation.
6 min read Feb 12, 2025 -
When to use a personal loan to pay off credit card debt
Taking on still more debt in pursuit of a goal can sometimes make sense. Here’s when.
5 min read Feb 12, 2025