Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
-
How to rebuild credit after bankruptcy
Your credit will take a hit, but things might not be as bad as you expect.
8 min read Jun 05, 2025 -
Current credit card interest rates
View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.
4 min read Jun 05, 2025 -
Pros and cons of debt consolidation: Is it a good idea?
Weigh the pros and cons to decide if debt consolidation is right for your situation.
5 min read Jun 04, 2025 -
When to use a personal loan to pay off credit card debt
Taking on still more debt in pursuit of a goal can sometimes make sense. Here’s when.
5 min read Jun 04, 2025 -
8 ways to remove old debt from your credit report
If old debt is still haunting your credit report, you don’t have to live with it.
4 min read Jun 02, 2025 -
How to consolidate debt without hurting your credit
Learn how to minimize negative changes to your credit score when consolidating debt.
3 min read Jun 02, 2025 -
How to choose the right debt settlement company for you
Compare a few debt settlement options to ensure you avoid any future headaches.
5 min read May 31, 2025 -
How to pay off a debt in collections
Take these steps to pay off lingering debt.
5 min read May 30, 2025 -
Can you pay to remove negative items from your credit report?
Some credit repair experts suggest arranging for a pay-for-delete agreement.
6 min read May 30, 2025 -
How to deal with debt collectors
You have rights when debt collectors contact you. Try these steps when you respond.
7 min read May 27, 2025