Homeowners Insurance

Bankrate's insurance experts guide you through the basics of homeowners insurance. Our exclusive approach can help you feel more confident in your insurance decisions.

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Insuring your home

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Determine how much insurance you need

Getting the proper amount of coverage when you choose a homeowner's policy can help prevent insurance hassles later.

More about home insurance coverage

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Compare home insurance companies

Get a feel for your options so you how know how to choose the best carrier for your home.

Choosing an insurance carrier

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Get customized quotes for your home

Find out exactly what you can expect by getting accurate insurance quotes from top carriers.

Get a home insurance quote

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Explore coverage add-ons

Home insurance policies may not cover everything, like floods or home-based businesses. Check out this list for common exclusions you should be aware of

Learn more about add-ons

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Purchase your home insurance

Once all the prep work is done, it's time to finalize your homeowners insurance and get that peace of mind. Here's how to make it happen.

Learn how to buy home insurance

Home Insurance Reviews

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Bankrate Awards

Review our top home insurance picks of 2025

Our internal banking experts evaluated hundreds of popular financial institutions, using a robust methodology to find this year's best banking experiences, rates and offers.

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Home Insurance Basics

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Learn how to switch home insurance companies, even if you have a mortgage.

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Knowing how to read your home insurance policy could save you thousands.

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8 things that impact the cost of insurance — plus some others that may surprise you.

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Learn about the most common homeowners insurance claims and state-by-state costs.

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Wondering how much homeowners insurance you need? Bankrate can help.

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Home insurance is for more than bad weather. Learn how your policy protects you.

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Home Insurance News

Find news, resources, and advice about homeowners insurance.

Weather related home insurance coverages to consider

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Wildfires are more dangerous than ever. Bankrate shares some tips on how to prepare.

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Don’t wait for a hurricane to check your homeowners insurance coverage.

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Bankrate helps homeowners understand windstorm insurance and what it covers.

Latest Articles

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Bankrate investigates how home insurance is calculated, and more.

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Is an HO-3 policy the best choice for your home? Bankrate is here to help.

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Is hazard insurance the same as homeowners insurance? Not exactly. Bankrate explains.

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Does your escrow account pay your home insurance? Let’s find out.

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Is your home ready for hurricane season? Bankrate has tips on how to prepare.

Surplus lines policies are usually a last resort option for high-risk homes.

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Contents insurance covers your personal things if damaged by a covered peril.

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Learn what’s typically excluded from home insurance.

Renters Insurance Resources

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