Homeowners Insurance
Insuring your home
![Front of home with shape background Front of home with shape background](https://www.bankrate.com/f/102997/712x633/5bad5eecac/home-dd-1.png?auto=webp&optimize=high)
Determine how much insurance you need
Getting the proper amount of coverage when you choose a homeowner's policy can help prevent insurance hassles later.
![Bankrate's image file Bankrate's image file](https://www.bankrate.com/f/102997/712x633/c4772747ad/home-dd-2.png?auto=webp&optimize=high)
Compare home insurance companies
Get a feel for your options so you how know how to choose the best carrier for your home.
![Bankrate's image file Bankrate's image file](https://www.bankrate.com/f/102997/712x633/77ee6caada/home-dd-4.png?auto=webp&optimize=high)
Get customized quotes for your home
Find out exactly what you can expect by getting accurate insurance quotes from top carriers.
![Bankrate's image file Bankrate's image file](https://www.bankrate.com/f/102997/713x633/c380d8516b/insur-dd-4-v2.png?auto=webp&optimize=high)
Explore coverage add-ons
Home insurance policies may not cover everything, like floods or home-based businesses. Check out this list for common exclusions you should be aware of
![Bankrate's image file Bankrate's image file](https://www.bankrate.com/f/102997/580x420/95a3e3f447/keep-fl-home-safe-in-every-season.png?auto=webp&optimize=high)
Purchase your home insurance
Once all the prep work is done, it's time to finalize your homeowners insurance and get that peace of mind. Here's how to make it happen.
Reviews from top homeowners insurance providers
![](https://www.bankrate.com/f/102997/200x46/f47d0353d8/lemonade.png?auto=webp&fit=bounds&width=250&enable=upscale)
Bankrate Rating = 3.8/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
![](https://www.bankrate.com/f/102997/3034x307/feda2194b0/chubb-logo.png?auto=webp&fit=bounds&width=250&enable=upscale)
Bankrate Rating = 4.3/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bankrate Rating = 3.2/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Home Insurance Resources
Weather related home insurance coverages to consider
Latest Articles
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Loss assessment coverage
Loss assessment coverage protects you from excess damage costs. Bankrate explains.
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How to get flood insurance coverage and who needs it
Bankrate guides you through the process of buying a flood insurance policy.
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Does homeowners insurance cover fire damage?
Fire is a common cause of damage to homes. Does homeowner’s insurance cover fire?
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