Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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Current credit card interest rates
View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.
4 min read Jul 30, 2025 -
Cash in as a couple: How to get on the same page about money
The CRUSH method can help you build financial intimacy and align your money goals.
6 min read Jul 29, 2025 -
How does a debt management plan affect applying for loans?
A debt management plan shouldn’t prevent you from getting credit.
7 min read Jul 28, 2025 -
5 questions I ask clients before leveraging debt to take a vacation
Consider your full financial picture before using debt to vacation.
3 min read Jul 28, 2025 -
How do title loans work?
These high-interest, fee-heavy loans could wind up costing you your car.
5 min read Jul 22, 2025 -
10 financial goals for getting out of debt
Set smart financial goals to pay off debt and take control of your money.
5 min read Jul 15, 2025 -
How to cancel a credit card in 5 steps
Canceling a credit card lowers your credit score, but you can minimize the damage.
5 min read Jul 15, 2025 -
Common debt traps and how to avoid them
Avoid common debt traps and take control of your finances with these smart tips.
5 min read Jul 15, 2025 -
Structured settlement buyouts: What they are and how they work
Want to get cash for money you’re owed? Liquidating a structured settlement is not fast.
5 min read Jul 14, 2025 -
Financial literacy is dead: Why it’s time to raise the bar and aim for financial fluency (and freedom)
Financial fluency means possessing the knowledge to be strategic about money. Here’s what to know.
5 min read Jul 10, 2025