Zero Interest Credit Card Advice
Whether you need breathing room to chip away at debt or want to pay off a large purchase over time, zero-interest credit cards can be a big help.
Here's everything you need to know to make them work for you.
- Introduction to 0% APR Credit Cards
- After the 0% APR Period
APR is your card’s interest rate, and it will cost you if you carry a balance.
A lower APR is better and a good credit score will help you qualify for better APRs
Here’s how to maximize the benefits of a 0% intro APR credit card.
Before signing up for a 0 percent APR card, check out these little-known facts.
Find out the pros and cons of a 0 percent intro APR credit card.
Learn about what key factors to consider before choosing a 0 percent APR credit card.
A grace period is an interest-free period on your card balance.
A higher interest rate will kick in once your promotional APR ends.
It’s not bad to carry a balance on a zero percent intro APR card during the promotion
Learn more about why you may end up paying interest on a zero percent APR card.
Call your card issuer if you want a lower interest rate, and be ready to negotiate
Cards that offer 0 percent intro APR can be excellent tools.
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The Latest on Zero Interest Credit Cards
Call your card issuer if you want a lower interest rate, and be ready to negotiate
Find out what credit score you need for a 0 percent intro APR credit card.
A new credit card, timed right and used strategically, can help you fight high prices.
Learn when to say goodbye to your high-interest credit card and when to keep it.
A second balance transfer can help you continue to pay off debt, but know the risks involved.
Learn these important steps to build a successful financial journey after completing a balance transfer.
How a 0 percent APR card can serve as an interest-free loan
Learn more options available to you if you have outstanding debt after the end of a balance transfer period.