Zero Interest Credit Card Advice
Whether you need breathing room to chip away at debt or want to pay off a large purchase over time, zero-interest credit cards can be a big help.
Here's everything you need to know to make them work for you.
- Introduction to 0% APR Credit Cards
- After the 0% APR Period
APR is your card’s interest rate, and it will cost you if you carry a balance.
A lower APR is better and a good credit score will help you qualify for better APRs
Here’s how to maximize the benefits of a 0% intro APR credit card.
Before signing up for a 0 percent APR card, check out these little-known facts.
Find out the pros and cons of a 0 percent intro APR credit card.
Learn about what key factors to consider before choosing a 0 percent APR credit card.
A grace period is an interest-free period on your card balance.
A higher interest rate will kick in once your promotional APR ends.
It’s not bad to carry a balance on a zero percent intro APR card during the promotion
Learn more about why you may end up paying interest on a zero percent APR card.
Call your card issuer if you want a lower interest rate, and be ready to negotiate
Cards that offer 0 percent intro APR can be excellent tools.
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The Latest on Zero Interest Credit Cards
Deferred interest deals can be enticing but you could pay more than you expected.
The Citi Diamond Preferred has one of the longest intro APR offers on the market.
The Wells Fargo Reflect card has a number of perks, including no annual fee intro APR offers.
Learn how to choose a credit card for college students and what to look for.
Need a balance transfer? Is Discover it Cash Back or Citi Diamond Preferred best?
The Quicksilver vs. the Discover it Balance Transfer comes down to which card has the best rewards structure and intro APR offer.
Make the most out of your Citi Rewards+ using this benefits guide.
This guide outlines the major advantages this credit card has to offer.