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Offer ends 5/15 at 9 AM EST

Best for point value

Chase Sapphire Preferred® Card

Cardholder rating

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4.2

Bankrate score

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4.9
Bankrate review
Recommended credit score:670 - 850
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on Chase's secure site

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Intro offer

Earn 100,000 intro bonus points

Rewards rate

1x - 5x

Annual fee

$95

Regular APR

19.99% - 28.24% Variable

Why you'll like this: It boasts terrific rewards value with its annual bonus points, practical bonus categories, high-value points and redemption flexibility.

Best for occasional travelers

Capital One Venture Rewards Credit Card

Cardholder rating

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4.1

Bankrate score

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star iconstar iconstar iconstar iconstar icon
4.9
Bankrate review
Recommended credit score:670 - 850
Apply nowLock

on Capital One's secure site

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Intro offer

Earn 75,000 miles

Rewards rate

2 Miles - 5 Miles

Annual fee

$95

Regular APR

19.99% - 29.24% (Variable)

Why you'll like this: It offers a solid sign-up bonus, great ongoing rewards rates and flexibility, so it's a terrific starter travel card.

Best for travel

Wells Fargo Autograph Journey℠ Card

Bankrate score

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4.0
Bankrate review
Recommended credit score:670 - 850
Apply nowLock

on Wells Fargo's secure site

See Rates & Fees

Intro offer

60,000 bonus points

Rewards rate

1X - 5X

Annual fee

$95

Regular APR

20.24%, 25.24%, or 29.24% Variable APR

Why you'll like this: It matches best-in-class rewards rates on top travel categories for a low annual fee.

Best standalone rewards card

Chase Freedom Unlimited®

Cardholder rating

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4.3

Bankrate score

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star iconstar iconstar iconstar iconstar icon
4.6
Bankrate review
Recommended credit score:670 - 850
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on Chase's secure site

See Rates & Fees

Intro offer

Earn $200 cash back

Rewards Rate

1.5% - 5%

Annual fee

$0

Regular APR

18.99% - 28.49% Variable

Best for simplicity

Wells Fargo Active Cash® Card

Bankrate score

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4.3
Bankrate review
Recommended credit score:670 - 850
Apply nowLock

on Wells Fargo's secure site

See Rates & Fees

Intro offer

$200 cash rewards

Rewards rate

2%

Annual fee

$0

Regular APR

19.24%, 24.24%, or 29.24% Variable APR

Why you'll like this: It offers a generous flat cash rewards rate, an excellent intro APR offer and a solid welcome bonus.

Best cash back card for families

Blue Cash Preferred® Card from American Express

Cardholder rating

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4.4

Bankrate score

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star iconstar iconstar iconstar iconstar icon
4.4
Bankrate review
Recommended credit score:Good to Excellent
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on American Express's secure site

See Rates & Fees, Terms Apply

Intro offer

Earn $250

Rewards rate

1% - 6%

Annual fee

$0 intro annual fee for the first year, then $95.

APR

20.24%-29.24% Variable

Why you'll like this: Since it offers the best rewards rate you can get at grocery stores, it should fit with nearly any cash back card stack.

The Platinum Card® from American Express

Cardholder rating

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4.4

Bankrate score

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star iconstar iconstar iconstar iconstar icon
4.8
Bankrate review
Recommended credit score:Good to Excellent
Apply nowLock

on American Express's secure site

See Rates & Fees, Terms Apply

Intro offer

Earn 80,000 points

Rewards Rate

5X

Annual fee

$695

APR

See Pay Over Time APR

Best for rewards category variety

Wells Fargo Autograph® Card

Bankrate score

star iconstar iconstar iconstar iconstar icon
star iconstar iconstar iconstar iconstar icon
4.0
Bankrate review
Recommended credit score:670 - 850
Apply nowLock

on Wells Fargo's secure site

See Rates & Fees

Intro offer

20,000 bonus points

Rewards rate

1X - 3X

Annual fee

$0

Regular APR

19.24%, 24.24%, or 29.24% Variable APR

Why you'll like this: Take advantage of this card's category variety and leverage your earnings into a travel strategy.

Best for everyday expenses + travel

Citi Strata Premier℠ Card

Bankrate score

star iconstar iconstar iconstar iconstar icon
star iconstar iconstar iconstar iconstar icon
4.6
Bankrate review
Recommended credit score:670 - 850
Apply nowLock

on Citi's secure site

See Rates & Fees

Intro offer

Earn 60,000 bonus ThankYou® Points

Rewards rate

1X - 10X

Annual fee

$95

Regular APR

20.24% - 28.24% (Variable)

Why you'll like this: You’ll earn competitive, unlimited rewards rates on a variety of everyday and travel categories, including groceries.

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