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Rewards such as Cash Back, Bonus Miles, and More Await You with These Cards
Offer ends 5/15 at 9 AM EST
Earn 100,000 intro bonus points
Best for point value
Cardholder rating
This rating reflects the average overall score given by real cardholders in response to questions about this card's benefits, rewards, customer service, and data security.
Bankrate score
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. If you'd like to learn more about how we rank our cards, explore our ranking methodology here.
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
on Chase's secure site
See Rates & FeesIntro offer
Earn 100,000 intro bonus points
Rewards rate
1x - 5x
Annual fee
$95
Regular APR
19.99% - 28.24% Variable
Why you'll like this: It boasts terrific rewards value with its annual bonus points, practical bonus categories, high-value points and redemption flexibility.
Reward Details
- 5x5x on travel purchased through Chase Travel℠.
- 3x3x on dining, select streaming services and online groceries.
- 2x2x on all other travel purchases.
- 1x1x on all other purchases.
What you should know
Learn more: Is the Chase Sapphire Preferred worth it?
Alternatives: The Citi Strata Premier℠ Card could be more rewarding if you’d benefit from a larger pool of everyday reward categories and stronger benefits and rewards rates for hotel stays. However, the Capital One Venture Rewards Credit Card is worth considering if you just want straightforward, flat-rate rewards without sacrificing valuable transfer partners.
- Valuable perks like annual hotel statement credits and anniversary points bonus can carry enough value to easily justify the annual fee.
- High point redemption value makes this card one of the best options for occasional travelers who want to earn rewards on everyday spending.
- It doesn’t have flight-focused travel perks like airport lounge access or free checked bags.
- The card's grocery rewards rate only applies to eligible online grocery purchases, which could limit its appeal as a standalone option for everyday rewards.
Card Details
Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.
Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
Member FDIC
Best standalone rewards card
Cardholder rating
This rating reflects the average overall score given by real cardholders in response to questions about this card's benefits, rewards, customer service, and data security.
Bankrate score
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. If you'd like to learn more about how we rank our cards, explore our ranking methodology here.
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
on Chase's secure site
See Rates & FeesPurchase intro APR
0% Intro APR on Purchases for 15 months
Regular APR
18.99% - 28.49% Variable
Intro offer
Earn $200 cash back
Rewards rate
1.5% - 5%
Why you'll like this: Few cards offer a flat rewards rate this high in addition to bonus rewards in popular categories like dining and travel.
Reward Details
- 5%Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more.
- 3%3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service.
- 1.5%1.5% cash back on all other purchases.
What you should know
Learn more: Is the Chase Freedom Unlimited worth it?
Alternatives: If you spend similarly on groceries and dining out, the Capital One Savor Cash Rewards Credit Card is worth a look because it offers generous cash back rates in both those categories.
- Its unique welcome offer, standout perks and solid intro APR offers give this card great upfront value in addition to its ongoing rewards.
- It could offer much better long-term value than the typical no-annual fee rewards card, especially for frequent travelers: Points are worth 25 to 50 percent more when you pair the Freedom Unlimited with a premium Chase travel or business card.
- A few other cards offer a higher flat cash back rate (2 percent or more back on all purchases), so they could prove more lucrative if you don’t spend much on travel or dining.
- Its base rewards rate is a lower flat-rate than you'll find on dedicated 2 percent cash back cards; plus its boosted categories have limited value compared with other rewards cards that specialize in those categories.
Card Details
Intro Offer: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases.
No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 18.99% - 28.49%.
No annual fee – You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, alerts, and more.
Member FDIC
Best for balance transfers
Bankrate score
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. If you'd like to learn more about how we rank our cards, explore our ranking methodology here.
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
on Citi's secure site
See Rates & FeesIntro offer
$200 cash back
Rewards rate
1% - 5%
Annual fee
$0
Regular APR
18.24% - 28.24% (Variable)
Why you'll like this: Its flat cash back rate makes maximizing rewards on nearly any purchase easy.
Reward Details
- 1%Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time.
- 5%Plus, a special travel offer, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/25.
What you should know
Learn more: Is the Citi Double Cash worth it?
Alternatives: If you need to make a large purchase and want to save on interest with an intro APR, the Wells Fargo Active Cash® Card may better suit your needs. It earns the same flat-rate rewards on purchases but comes with a decent intro APR offer on both purchases and qualifying balance transfers.
- If you pair this card with a premium Citi travel card, you can transfer points to airline and hotel partners and potentially enjoy a higher redemption value.
- You don't have to keep track of spending category restrictions or rotating categories.
- You may earn more with a card that offers boosted rewards rates in your most common spending categories.
- Its introductory APR offer only covers balance transfers — not purchases — so it won’t help much if you need to reduce interest on new expenses.
Card Details
Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, a special travel offer, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/25.
Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 18.24% - 28.24%, based on your creditworthiness.
Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
Best for groceries
Cardholder rating
This rating reflects the average overall score given by real cardholders in response to questions about this card's benefits, rewards, customer service, and data security.
Bankrate score
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. If you'd like to learn more about how we rank our cards, explore our ranking methodology here.
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
on American Express's secure site
See Rates & Fees, Terms ApplyIntro offer
Earn $250
Rewards rate
1% - 6%
Annual fee
$0 intro annual fee for the first year, then $95.
APR
20.24%-29.24% Variable
Why you'll like this: It boasts the highest cash back rate available at U.S. supermarkets.
Reward Details
- 6%6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
- 6%6% Cash Back on select U.S. streaming subscriptions.
- 3%3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
- 1%1% Cash Back on other purchases.
What you should know
Learn more: Why expert Ted Rossman loves the Blue Cash Preferred
Alternative: A flat-rate card like the Wells Fargo Active Cash Card could provide better value at superstores (like Target and Walmart) or wholesale clubs (like Costco or Sam’s Club). And if the annual fee is a deal-breaker, the Blue Cash Everyday® Card from American Express or the Bank of America® Customized Cash Rewards credit card may work for smaller budgets.
- The card also offers unlimited 6 percent back on select U.S. streaming subscriptions — one of the best rates available in that category.
- Few premium cards offer intro APR periods, but this card provides an intro APR on purchases and balance transfers — handy for chipping away at the cost of large expenses over time.
- Your only redemption options are statement credits, gift cards or merchandise.
- Purchases at wholesale clubs, superstores (like Walmart), and specialty stores (bakeries, farmers markets, etc.) are excluded from the card’s U.S. supermarket bonus category and only earn 1 percent back.
Card Details
Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.
$0 intro annual fee for the first year, then $95.
Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It® to split up large purchases into monthly installments with a fixed fee. Pay $0 intro plan fees on plans created during the first 12 months from the date of account opening. Plans created after that will have a monthly plan fee up to 1.33% of each eligible purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.
Low Intro APR: 0% intro APR on purchases and balance transfers for 12 months from the date of account opening. After that, your APR will be a variable APR of 20.24% - 29.24%.
6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
6% Cash Back on select U.S. streaming subscriptions.
3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
1% Cash Back on other purchases.
Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.
$84 Disney Bundle Credit: With your enrolled Blue Cash Preferred® Card, spend $9.99 or more each month on an auto-renewing Disney Bundle subscription, to receive a monthly statement credit of $7. Valid only at Disney Plus.com, Hulu.com or Plus.espn.com in the U.S.
Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
Terms Apply.
Best for flat-rate cash rewards
Bankrate score
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. If you'd like to learn more about how we rank our cards, explore our ranking methodology here.
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
on Wells Fargo's secure site
See Rates & FeesIntro offer
$200 cash rewards
Rewards rate
2%
Annual fee
$0
Regular APR
19.24%, 24.24%, or 29.24% Variable APR
Why you'll like this: It earns cash back at a consistent rate — and you can redeem it at an ATM.
Reward Details
- 2%Earn unlimited 2% cash rewards on purchases
What you should know
Learn more: Expert Aja McClanahan discusses if the Wells Fargo Active Cash is worth it
Alternative: The Citi Double Cash® Card may be a better option if you’re looking for a long intro APR balance transfer offer. The Chase Freedom Unlimited® could also be more valuable thanks to its additional 3 percent cash back categories.
- Paying your monthly cellphone bill with your card earns you cellphone protection, a relatively valuable perk.
- You can redeem your rewards as physical cash in $20 increments when you use a Wells Fargo ATM — a convenient option missing from many rewards cards.
- Though it comes with Visa Signature® features, the Active Cash card's extra perks are otherwise limited.
- You cannot transfer rewards to airline or hotel loyalty programs and can only redeem through Wells Fargo.
Card Details
Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
Earn unlimited 2% cash rewards on purchases.
0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. 19.24%, 24.24%, or 29.24% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
$0 annual fee.
No categories to track or remember and cash rewards don't expire as long as your account remains open.
Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
Best for flat-rate travel rewards
Cardholder rating
This rating reflects the average overall score given by real cardholders in response to questions about this card's benefits, rewards, customer service, and data security.
Bankrate score
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. If you'd like to learn more about how we rank our cards, explore our ranking methodology here.
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
on Capital One's secure site
See Rates & FeesIntro offer
Earn 75,000 miles
Rewards rate
2 Miles - 5 Miles
Annual fee
$95
Regular APR
19.99% - 29.24% (Variable)
Why you'll like this: It boasts solid short- and long-term value for occasional travelers with its flat rewards rate and welcome offer.
Reward Details
- 5 Miles5 Miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel
- 2 Miles2 Miles per dollar on every purchase, every day
What you should know
Learn more: Why expert Jacqueline DeMarco loves the Capital One Venture
Alternative: Frequent travelers may find the Capital One Venture X Rewards Credit Card more lucrative overall thanks to its higher-value — but still practical — perks and annual credits.
- Its simplicity and redemption flexibility make it a solid option even for occasional travelers.
- Its statement credits for perks like expedited security screening and its high-value, transferable miles make the already-low annual fee easy to offset.
- You may earn more rewards with a card that offers a higher bonus rewards rate in key spending categories like airfare, groceries and dining.
- Some competitors provide more eye-catching perks like annual hotel credits, account anniversary bonus points and ridesharing perks.
Card Details
Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
Earn unlimited 2X miles on every purchase, every day
Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
Miles won't expire for the life of the account and there's no limit to how many you can earn
Receive up to a $120 credit for Global Entry or TSA PreCheck®
Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection
Transfer your miles to your choice of 15+ travel loyalty programs
Best for entertainment
Cardholder rating
This rating reflects the average overall score given by real cardholders in response to questions about this card's benefits, rewards, customer service, and data security.
Bankrate score
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. If you'd like to learn more about how we rank our cards, explore our ranking methodology here.
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
on Capital One's secure site
See Rates & FeesIntro offer
Earn $200 Cash Back
Rewards rate
1% - 8%
Annual fee
$0
Regular APR
19.24% - 29.24% (Variable)
Why you'll like this: Its boosted cash back rate in popular spending categories makes it great as both a standalone option and a companion to other cards from the issuer.
Reward Details
- 8%8% Cash Back on Capital One Entertainment purchases
- 5%5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply)
- 3%3% Cash Back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services
- 1%1% Cash Back on all other purchases
What you should know
Learn more: Is the Capital One Savor worth it?
Alternative: If you don’t spend much at the grocery store or on entertainment, then the Chase Freedom Unlimited® may be a better option. You'll earn cash back in multiple bonus categories (including dining) and a flat rewards rate on all other eligible purchases.
- It’s easily one of the most well-rounded rewards cards available thanks to its generous cash back rates and variety, accessible welcome offer and long intro APR periods.
- It offers automatic cash back redemption — a relatively rare option that can make the rewards experience even easier.
- Superstores and wholesale clubs like Walmart, Target, BJ’s and Sam’s Club do not count for elevated rewards rates, which may limit your potential earnings.
- A card with higher dining or grocery rewards rates could offer more value, even if that means paying an annual fee.
Card Details
Earn a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening
Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, plus 1% on all other purchases
Earn 8% cash back on Capital One Entertainment purchases
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
0% intro APR on purchases and balance transfers for 15 months; 19.24% - 29.24% variable APR after that; balance transfer fee applies
No foreign transaction fee
No annual fee
Best for food and travel
Cardholder rating
This rating reflects the average overall score given by real cardholders in response to questions about this card's benefits, rewards, customer service, and data security.
Bankrate score
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. If you'd like to learn more about how we rank our cards, explore our ranking methodology here.
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
on American Express's secure site
See Rates & Fees, Terms ApplyIntro offer
Earn 60,000 points
Rewards rate
1X - 4X
Annual fee
$325
APR
See Pay Over Time APR
Why you'll like this: Along with its terrific perks for foodies, it offers valuable rewards on everyday spending.
Reward Details
- 4XEarn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- 4XEarn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- 3XEarn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- 2XEarn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- 1XEarn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
What you should know
“What I love most about having an Amex rewards card is its valuable rewards — Bankrate values Membership Rewards points at around 2.0 cents per point. So when I use my card for groceries, dining or travel, I know the rewards I earn will go a long way when redeemed with Amex’s transfer partners or through Amex Travel.” – Madison Hoehn, Bankrate credit cards editor
Learn more: Why expert Matt Bundrick loves the Amex Gold
Alternative: The Platinum Card® from American Express and the Chase Sapphire Reserve® are smart picks since both offer better travel perks, rewards and protections. But the Capital One Savor or Chase Sapphire Preferred could be a better fit if you want excellent dining and grocery rewards for a more modest annual fee.
- Transferring points to partner airline or hotel loyalty programs, which include popular brands like Delta and Hilton, can get you more value.
- You can earn additional rewards by enrolling in Amex Offers.
- You'll need to use the annual credits or transfer points for travel frequently to offset the annual fee.
- Your points are worth much less if you redeem them to cover dining purchases or any travel purchases other than airfare (they’re often worth half as much or less).
Card Details
Earn 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
$120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made at restaurants or U.S. supermarkets. Point caps and terms apply.
$84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations.
$100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
$120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
No Foreign Transaction Fees.
Annual Fee is $325.
Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
Terms Apply.
Best for online shopping
Bankrate score
Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. If you'd like to learn more about how we rank our cards, explore our ranking methodology here.
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
on Amazon's secure site
See Rates & FeesIntro offer
Get a $150 Amazon Gift Card
Rewards rate
1% - 10%
Annual fee
$0
Regular APR
19.49% - 28.24% Variable
Why you'll like this: It boasts a terrific rewards rate on Amazon purchases, which can cover a slew of household items, entertainment, gifts, food and more.
Reward Details
- 10%Prime Card Bonus: Earn 10% back or more on a rotating selection of items and categories on Amazon.com with an eligible Prime membership
- 5%Earn unlimited 5% back at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases with an eligible Prime membership
- 2%Earn unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare)
- 1%Earn unlimited 1% back on all other purchases
What you should know
Learn more: What card expert Holly Johnson loves about the Prime Visa
Alternative: If you want to earn rewards on groceries and online shopping without being stuck buying from Amazon.com or Whole Foods, consider the Blue Cash Everyday card. It offers a solid rewards rate on both U.S. online retail purchases and at U.S. supermarkets, making it a more flexible but still lucrative option.
- The sign-up bonus is lower than other no-annual-fee rewards card bonuses, but you’ll earn it instantly on approval, with no spending requirement to worry about.
- Unlocks exclusive pay-over-time financing on eligible Amazon purchases, giving you a chance to chip away at large expenses without stressing over interest charges (terms apply).
- For a no-annual-fee general rewards card, Prime Visa offers significant travel benefits like no foreign transaction fees, lost luggage reimbursement and travel accident insurance.
- It doesn’t carry a traditional intro APR, so you can’t finance non-Amazon purchases with a 0 percent APR.
- An Amazon Prime membership runs $139 per year, so the bonus rates might be only worth it if you already are or plan to become a member.
Card Details
Get a $150 Amazon Gift Card instantly upon approval exclusively for Prime members
Earn unlimited 5% back at Amazon.com, Amazon Fresh, Whole Foods Market and on Chase Travel purchases with an eligible Prime membership
Prime Card Bonus: Earn 10% back or more on a rotating selection of items and categories on Amazon.com with an eligible Prime membership
Earn unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare)
Earn unlimited 1% back on all other purchases
No annual credit card fee
No more waiting. Redeem daily rewards at Amazon.com as soon as the next day
Member FDIC
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