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Best for dining and entertainment

Capital One Savor Cash Rewards Credit Card

Bankrate score

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5.0
Bankrate review
Recommended credit score:(670 - 850)
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on Capital One's secure site

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Intro offer

Earn $200 Cash Back

Rewards Rate

1% - 8%

Annual fee

$0

Regular APR

19.24% - 29.24% (Variable)

LIMITED TIME OFFER

Best for online shopping

Prime Visa

Prime Visa

Bankrate score

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4.2
Bankrate review
Recommended credit score:(670 - 850)

Intro offer

Get a $150 Amazon Gift Card

Rewards rate

1% - 10%

Annual fee

$0

Regular APR

19.74% - 28.49% Variable

Why you'll like this: It boasts a terrific rewards rate on Amazon purchases, which can cover a slew of household items, entertainment, gifts, food and more.

Best for simplicity

Wells Fargo Active Cash® Card

Bankrate score

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4.3
Bankrate review
Recommended credit score:(670 - 850)
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on Wells Fargo's secure site

See Rates & Fees

Intro offer

$200 cash rewards

Rewards rate

2%

Annual fee

$0

Regular APR

19.24%, 24.24%, or 29.24% Variable APR

Why you'll like this: It’s one of the easiest flat-rate rewards cards to use thanks to its well-rounded features and unlimited 2 percent cash rewards with no strings attached.

Best starter travel card

Chase Sapphire Preferred® Card

Bankrate score

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4.8
Bankrate review
Recommended credit score:(670 - 850)
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on Chase's secure site

Intro offer

60,000 bonus points

Rewards rate

1x - 5x

Annual fee

$95

Regular APR

20.74% - 27.74% Variable

Why you'll like this: It boasts terrific rewards value with its annual bonus points, practical bonus categories, high-value points and redemption flexibility.

Best for long-term value

Blue Cash Preferred® Card from American Express

Bankrate score

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4.4
Bankrate review
Recommended credit score:(670 - 850)
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on American Express's secure site

See Rates & Fees, Terms Apply

Intro offer

Earn $250

Rewards Rate

1% - 6%

Annual fee

$0 intro annual fee for the first year, then $95.

APR

18.24%-29.24% Variable

Best for bonus offer

Capital One Venture Rewards Credit Card

Bankrate score

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4.9
Bankrate review
Recommended credit score:(670 - 850)
Apply nowLock

on Capital One's secure site

See Rates & Fees

Intro offer

Earn 75,000 miles

Rewards rate

2 Miles - 5 Miles

Annual fee

$95

Regular APR

19.99% - 29.24% (Variable)

Why you'll like this: It’s currently offering a competitive sign-up bonus, which adds terrific short-term value to an already lucrative, flexible travel card.

Best for balance transfers

Citi Double Cash® Card

Bankrate score

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4.2
Bankrate review
Recommended credit score:(670 - 850)
Apply nowLock

on Citi's secure site

See Rates & Fees

Intro offer

$200 cash back

Rewards rate

1% - 5%

Annual fee

$0

Regular APR

18.49% - 28.49% (Variable)

Why you'll like this: Its top-tier flat rewards rate and remarkable intro APR offer make it useful as both a balance transfer card and an all-purpose rewards card.

Best overall rewards

Chase Freedom Unlimited®

Bankrate score

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4.8
Bankrate review
Recommended credit score:(670 - 850)
Apply nowLock

on Chase's secure site

Intro offer

Up to $300 cash back

Rewards Rate

1.5% - 5%

Annual fee

$0

Regular APR

19.74% - 28.49% Variable

Best for dining

American Express® Gold Card

Bankrate score

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star iconstar iconstar iconstar iconstar icon
4.9
Bankrate review
Recommended credit score:(670 - 850)
Apply nowLock

on American Express's secure site

See Rates & Fees, Terms Apply

Intro offer

60,000 points

Rewards rate

1X - 4X

Annual fee

$325

APR

See Pay Over Time APR

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