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Compare Credit Card Options for Every Need

Updated June 04, 2024

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Best for everyday spending

Bankrate score

Rating: 4.6 stars out of 5
4.6
Info
Recommended credit score: 670 - 850
Info
Apply now Lock
on American Express's secure site
See Rates & Fees , Terms Apply

Intro offer

Info

Earn $200

Rewards rate

Info

1% - 3%

Annual fee

$0

APR

19.24% - 29.99% Variable

Why you’ll like this card: Its everyday bonus categories, online shopping rewards and exceptional credits make it a terrific standalone option.

Best for dining and entertainment

Bankrate score

Rating: 5 stars out of 5
5.0
Info
Recommended credit score: 670 - 850
Info
Apply now Lock
on Capital One's secure site

Intro offer

Info

$200

Rewards rate

Info

1% - 8%

Annual fee

$0

Regular APR

19.99% - 29.99% (Variable)

Why you’ll like this card: Along with its hard-to-find entertainment category, it earns rewards in lucrative everyday spending categories.

Best standalone rewards card

Bankrate score

Rating: 4.8 stars out of 5
4.8
Info
Recommended credit score: 670 - 850
Info
Apply now Lock
on Chase's secure site

Purchase intro APR

0% Intro APR on Purchases for 15 months

Regular APR

20.49% - 29.24% Variable

Intro offer

Info

Up to $300 cash back

Rewards rate

Info

1.5% - 5%

Why you’ll like this card: It’s one of the only cards that offers both a flat 1.5X points on all purchases and bonus rewards in popular categories like dining and travel.

Best for beginners

Bankrate score

Rating: 3.8 stars out of 5
3.8
Info
Recommended credit score: 670 - 850
Info
Apply now Lock
on Capital One's secure site

Intro offer

Info

$200

Rewards rate

Info

1.5% - 5%

Annual fee

$0

Regular APR

19.99% - 29.99% (Variable)

Why you’ll like this card: Its low cost and streamlined rewards program make it a great fit if you want a low-risk, low-maintenance card.

Best for everyday cash back

Bankrate score

Rating: 4.2 stars out of 5
4.2
Info
Recommended credit score: 670 - 850
Info
Apply now Lock
on Citi's secure site

Intro offer

Info

$200 cash back

Rewards rate

Info

1% - 5%

Annual fee

$0

Regular APR

19.24% - 29.24% (Variable)

Why you’ll like this card: Its generous flat rewards rate makes it useful as both a standalone option and as the foundation of a Citi card stack.

Best for dining, food and travel

Bankrate score

Rating: 4.9 stars out of 5
4.9
Info
Recommended credit score: 670 - 850
Info
Apply now Lock
on American Express's secure site
See Rates & Fees , Terms Apply

Intro offer

Info

60,000 points + earn up to $100 back

Rewards Rate

Info

1X - 4X

Annual fee

$325

APR

See Pay Over Time APR

Best for custom bonus category

Bankrate score

Rating: 4.4 stars out of 5
4.4
Info
Recommended credit score: 670 - 850
Info
Apply now Lock
on Citi's secure site

Intro offer

Info

$200

Rewards rate

Info

1% - 5%

Annual fee

$0

Regular APR

19.24% - 29.24% (Variable)

Why you’ll like this card: It boasts one of the most flexible cash back rewards structures, as you can earn elevated cash back in your top eligible spending category each billing cycle.