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Best for flat-rate cash rewards
on Wells Fargo's secure site
See Rates & FeesIntro offer
$200 cash rewards
Rewards rate
2%
Annual fee
$0
Regular APR
19.24%, 24.24%, or 29.24% Variable APR
Why you'll like this: It offers the highest flat rewards rate on the market, earning you solid cash back on every purchase for no annual fee.
Reward Details
What you should know
Card Details
Best for food & entertainment
Cardholder rating
on Capital One's secure site
See Rates & FeesIntro offer
Earn $200 Cash Back
Rewards rate
1% - 8%
Annual fee
$0
Regular APR
19.24% - 29.24% (Variable)
Why you'll like this: It’s one of the few no-annual-fee cards to offer an excellent rewards rate on both dining and grocery purchases — many cards favor just one category.
Reward Details
What you should know
Card Details
Best for rotating bonus categories
Cardholder rating
on Discover's secure site
See Rates & FeesIntro offer
Cashback Match
Rewards rate
1% - 5%
Annual fee
$0
Regular APR
18.24% - 27.24% Variable APR
Why you'll like this: It has one of the highest boosted rewards rates on quarterly categories of everyday spending.
Reward Details
What you should know
Card Details
Best for beginners
Cardholder rating
on Capital One's secure site
See Rates & FeesIntro offer
Earn $200
Rewards rate
1.5% - 5%
Annual fee
$0
Regular APR
19.24% - 29.24% (Variable)
Why you'll like this: Its straightforward cash back makes it a good fit if you're new to rewards and already bank with Capital One.
Reward Details
What you should know
Card Details
Best for credit builders
Cardholder rating
Intro offer
N/A
Annual fee
$0
Regular APR
29.74% (Variable)
Why you'll like this: It offers an unsecured credit option and potential credit limit increases for cardholders with less-than-perfect credit scores.
What you should know
Card Details
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