JetBlue Card review: Decent rewards for JetBlue devotees
Earn JetBlue rewards from your everyday spending.
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Snapshot
3.6
Bottom line
Intro offer
10,000 points
Rewards rate
1X - 3X
Annual fee
$0
Regular APR
20.99%, 24.99% or 29.99% Variable
4.0
Cardholder rating
Extra perks
Online tools
Rewards value
Customer service
3.6
Bankrate score
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JetBlue Card Overview
The JetBlue Card is a good choice for the JetBlue traveler who typically takes a trip or two each year. You’ll find that points accumulate with relative ease, which can make future trips more affordable. If you’re a frequent JetBlue flyer, however, there are more beneficial options (such as the JetBlue Plus Card).
If you don’t frequently fly with JetBlue or prefer more flexibility with your rewards, there are other travel cards that might interest you more.
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Rewards
- 3X points on eligible JetBlue purchases
- 2X points at restaurants and grocery stores
- 1X points on all other purchases
Expert Appraisal: Good
See our expert analysis -
Welcome offer
- 10,000 bonus points after spending $1,000 in the first 90 days
Expert Appraisal: Unimpressive
See our expert analysis -
0% intro APR offer
- APR: 20.99%, 24.99% or 29.99% Variable
- Balance transfer intro APR: 0% intro for first 12 billing cycles following each BT that posts within 45 days of account opening ($5 or 5 percent fee applies)
Expert Appraisal: Typical
See our expert analysis - APR: 20.99%, 24.99% or 29.99% Variable
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Rates and fees
- Annual fee: $0
- Foreign transaction fee: None
- Late payment fee: Up to $40
- Returned payment fee: Up to $40
Expert Appraisal: Good
See our expert analysis - Annual fee: $0
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Other cardholder perks
- In-flight discounts
- Fraud liability protection
Expert Appraisal: Unimpressive
See our expert analysis
JetBlue Card pros and cons
Pros
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Points never expire so you can redeem them anytime if travel is an occasion for you.
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Earn points on all purchases and boosted rewards in a couple of everyday categories.
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No annual fee means you won’t need to offset any recurring annual cost.
Cons
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You can only redeem your rewards for JetBlue flights, limiting this card’s utility as a travel card.
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This card’s lack of credits and slowly accumulating points will likely only support a handful of flights per year.
Why you might want the JetBlue Card
The JetBlue Card can give JetBlue customers an edge when building their points balance because it has generous rewards and very few fees. It also includes an intro APR for balance transfers, making it a good choice for anyone looking to switch up their travel routine and give JetBlue a shot.
Rewards: Boosted rewards in multiple categories
You can earn rewards from all of your purchases with the JetBlue Card, making it a potentially solid choice for families that value simplicity, travel primarily with JetBlue and don’t want to hold more than one credit card. The card’s 2X points for purchases at restaurants and grocery stores is a decent rate and likely makes the card a more practical choice than many airline cards that only offer bonus rewards on travel purchases.
In addition, cardholders can earn additional points through the JetBlue TrueBlue Dining rewards program. This awards you with 3 miles per dollar you spend at any of the roughly 10,000 eligible restaurants. The JetBlue Shopping Portal will also net you extra points when you make purchases via the portal.
Intro APR: Transfer any current card debt
You can consolidate current card debt on the JetBlue Card and avoid interest charges for the next 12 months. You’ll pay a balance transfer fee — like with any balance transfer — it’s sometimes more affordable to pay that fee than it is to let interest keep accruing. Many travel cards don’t offer intro APRs, so it’s a nice benefit on the JetBlue Card. This feature also leans into the appeal this card has for people who just want to hold as few credit cards as possible.
By funneling your debt to this card you can whittle down your balance, earn rewards in a few everyday categories and gain the convenience of exclusive perks when you travel with your favorite airline.
Fees: No foreign transaction or annual fees
You won’t need to pay annually to hold this card. You also won’t need to pay a fee (usually 3 percent of each transaction) to use it when you make international purchases. No foreign transaction fee is standard on the top travel cards, but the best travel cards usually cost $95 to $99 each year just to hold. The JetBlue Card offers a generously boosted rewards rate on eligible JetBlue purchases without any bothersome fees to worry about offsetting.
Why you might want a different travel card
If you’re hoping for a flexible general rewards card with valuable rewards and a high welcome offer — look elsewhere. Although the JetBlue Card offers a decent opportunity to earn rewards, it has some shortcomings worth calling out.
Welcome offer: Low valuation with a high spending requirement
The JetBlue Card carries a welcome offer of 10,000 points when you spend $1,000 within your first 90 days. Overall, the value of this bonus is lower than other rewards cards, making it a poor choice for upfront value and rewards. That said, it has a lower spending requirement than most premium travel cards. If you want to access travel rewards without much spending, it’s a good pick. However, if you want to maximize the value that your card brings to your wallet you should consider other options.
According to Bankrate’s latest valuations, JetBlue TrueBlue Rewards points are worth roughly 1.4 cents apiece. While this is more than the standard 1-cent-per-point redemption value you’ll find on many rewards cards, it’s low compared to the average value of some other cards’ rewards. Based on this valuation, the JetBlue Card’s current 10,000-point welcome offer is worth roughly $140 when redeemed, but this will vary based on flight availability.
To put this into perspective, you can find last-minute flights on Jetblue.com from as low as 13,300 points. While the 10,000 points from the welcome bonus wouldn’t cover this fare completely, the points you’d earn from meeting the spending requirement may make up the difference. For instance, if you spent $1,100 on JetBlue purchases in your first 90 days you’d earn 3,300 points via card spend and 10,000 points from the bonus for a total of 13,300 points. Other travel cards could provide enough points with their welcome offer that you won’t need to worry about offsetting any difference.
Perks: Bare minimum perks for an airline card
There are a few perks on this card, but they’re not likely to bring a ton of value to your wallet like the perks on premium travel cards might. If you want statement credits, early boarding benefits and other airline-specific perks that can smoothen your airport experience, other travel cards carry benefits that might appeal more to you.
Here are some of the JetBlue Card’s perks broken down.
Rewards flexibility: Limited to JetBlue flights
You can only redeem your JetBlue rewards on JetBlue flights. To redeem, you simply log in to your TrueBlue account and choose your flight. There are no blackout dates, points never expire and there are no redemption fees. Simply choose what works for you and you’re set.
General travel rewards cards are much more flexible because the points and miles you earn are eligible for redemption through several airlines. Limiting redemptions to JetBlue means that you can’t shop around for the best deal and will be limited in your choices for traveling.
Bankrate staff experience
Stephanie Zito, Bankrate’s Travel Rewards Expert Contributor, states that:
“The JetBlue Card offers a simple avenue to earn some extra points in JetBlue’s straightforward TrueBlue points program without any annual fee. The signup bonus of 10,000 points is enough to get you a round trip on a domestic short haul, or one way from the East Coast to the Caribbean when it’s not high season.”
— Stephanie Zito, Bankrate contributor
How the JetBlue Card compares to other travel cards
One of the JetBlue Card benefits is that you don’t have to spend tons of money to get the most bang for your buck. It’s geared toward your average flyer, but is ideal for those who fly JetBlue exclusively.
JetBlue Card
Annual fee
Intro offer
Earn 10,000 bonus points after spending $1,000 on purchases in the first 90 days
Rewards rate
3X points on eligible JetBlue purchases. 2X points at eligible restaurants and grocery stores. 1X points on all other purchases.
Recommended Credit Score
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
Annual fee
Intro offer
Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
Rewards rate
5 Miles per dollar on hotels and rental cars booked through Capital One Travel. 1.25 Miles per dollar on every purchase, every day.
Recommended Credit Score
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
Annual fee
Intro offer
Earn 10,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 6 months.
Rewards rate
Earn 2X Miles per dollar at restaurants worldwide, plus takeout and delivery in the U.S. Earn 2X Miles per dollar spent on Delta purchases. Earn 1X Mile on all other eligible purchases.
Recommended Credit Score
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
Best cards to pair with the JetBlue Card
If you’re planning on staying loyal to JetBlue, consider pairing this card with a cash back card that earns at a flat-rate. You’ll be able to earn miles when needed, and you can also earn cash back on your everyday expenses to help pay for a trip or two.
Bankrate’s Take — Is the JetBlue Card worth it?
This standard JetBlue Card is a good option for infrequent flyers who still want to supplement their JetBlue flights. It’s not the most luxurious option and isn’t the best choice for your main credit card, but it can add to your travel. If you are a true JetBlue loyalist, however, you might want to consider opting for the JetBlue Plus Card.
If you’re looking for a more rewarding card that provides you with flexibility, then there are better options. If you instead opt for a general travel card, you can earn more points across multiple categories and enjoy more redemption variety.
The information about the JetBlue Card has been collected independently by Bankrate.com. The card details have not been reviewed or approved by the card issuer.
Who is the JetBlue Card right for?
Like most airline cards, the card is really suited toward customers of that airline. In this case, it’s JetBlue.
How we rated this card
We rate credit cards using a proprietary card scoring system that ranks each card’s estimated average rewards rate, estimated annual earnings, welcome bonus value, APR, fees, perks and more against those of other cards in its primary category.
Each card feature is assigned a weighting based on how important it is to people looking for a card in a given category. These features are then scored based on how they rank relative to the features on other cards in the category. Based on these calculations, each card receives an overall rating of 1-5 stars (with 5 being the highest possible score and 1 being the lowest).
We analyzed over 150 of the most popular rewards and cash back cards to determine where each stacked up based on their value, cost, benefits and more. Here are some of the key factors that influenced this card’s overall score and how the score influenced our review:
What cardholders think
JetBlue Card
In May 2024, Bankrate collaborated with third-party SliceMR to survey 6160 cardholders nationwide. Bankrate and Slice MR collected, averaged and presented website analytics and cardholder responses to six questions on a 5-point scale. Responses are based on individual cardholder’s product details, and therefore cannot be verified for accuracy. Users received an incentive for their feedback. User ratings are unedited and have not been reviewed or approved by credit card issuers, nor do these ratings reflect Bankrate’s own reviews of these cards.
Community Reviews
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Editorial Disclosure: Opinions expressed here are the author's alone, and have not been reviewed or approved by any advertiser. The information, including card rates and fees, is accurate as of the publish date. All products or services are presented without warranty. Check the bank’s website for the most current information.