The welcome offer on the Delta SkyMiles Gold Business card can substantially boost your Delta SkyMiles balance. The card also includes more than enough perks and credits to easily offset the annual fee while providing solid flight benefits.
Welcome offer: Boost your balance quickly
For a limited time, new cardholders can earn 75,000 miles after spending $6,000 in purchases in the first six months (offer ends July 17, 2024). This is a step up from the card's most recent bonus, which earned 55,000 miles after spending $4,000 in your first six months. While the spending requirement is a bit higher, you can earn a boost of 20,000 more bonus miles with this welcome offer.
According to Bankrate’s valuations, Delta SkyMiles are worth around 1.2 cents per mile, giving this bonus a value of $900 in travel with Delta. You can get significantly more value if you find a maximum-value award redemption.
If you complete the spending requirement exclusively in 2X categories, you can earn up to 87,000 miles — a value of $1,044 and great return on your spending.
Perks: Valuable flight benefits
While the Delta SkyMiles Gold Business card is one of Delta's lower-cost cards, it offers enough travel-savings features to justify its annual fee.
Through the Delta Stays travel portal, you can earn an annual statement credit of up to $150 for prepaid hotel or vacation rental bookings. After spending $10,000 annually, you’ll also earn a $200 Delta flight credit for future travel. This combined $350 value more than offsets the $150 annual fee.
While this card does not provide Delta Sky Club access, it offers solid in-flight benefits. You and up to eight other guests on your reservation will receive your first checked bag free, and you’ll all enjoy priority boarding. You’ll also receive a 20 percent statement credit on eligible in-flight purchases. These savings can be significant depending on how frequently you travel with Delta.
The Delta Gold Business doesn’t have trip delay insurance like the premium Delta business cards. Still, you get travel protections like baggage and car rental insurance and shopping protections like extended warranties and purchase protection.
Rates and fees: $0 introductory annual fee in the first year
The Gold Business card has the lowest fee of any Delta business card at $150, which is $0 in the first year. This gives you a year to try the card and see if it suits your needs. You can downgrade or upgrade to a premium card if you aren’t satisfied by the first year's end.
Unfortunately, there aren’t any intro APR offers, so carrying a balance will accrue interest at the card’s regular APR. However, no foreign transaction fees, an $0 introductory annual fee for the first year and no employee card fees are valuable savings. Combining this with a solid welcome offer provides good initial and long-term value.