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Capital One Venture Rewards Credit Card review: A streamlined travel rewards experience

 /  15 min
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Snapshot

4.9

Bankrate rating
Rating: 4.9 stars out of 5

Bottom line

Even when you’re not traveling, the boosted miles this card earns on all spending carry a 1:1 value with most transfer partners, making this a top pick if you want to pool earn easy-to-manage travel rewards for future travel plans.

Best for travel rewards on everyday spending

Recommended credit score:(670 - 850)
Apply nowLock

on Capital One's secure site

See Rates & Fees

Intro offer

Earn 75,000 miles

Rewards rate

2 Miles - 5 Miles

Annual fee

$95

Regular APR

19.99% - 29.24% (Variable)

4.1

Cardholder rating

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4.1 / 5

Extra perks

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4.2 / 5

Online tools

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4.4 / 5

Customer service

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4.5 / 5

Intro APR length

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4.3 / 5

4.9

Bankrate score

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4.9 / 5

Rewards value

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4.3 / 5

APR

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4.0 / 5

Rewards flexibility

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5.0 / 5

Features

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3.0 / 5
compare
Compare

Capital One Venture Rewards Credit Card Overview

  • Credit Card Cash Back Icon

    Rewards

  • Rewards Icon

    Welcome offer

  • Credit Card Search Icon

    Rates and fees

  • Congrats Icon

    Other cardholder perks

Capital One Venture Rewards Credit Card pros and cons

Pros

  • Checkmark Icon

    The card earns unlimited flat-rate travel miles on all purchases, making it a simple option for a standalone card.

  • Checkmark Icon

    It’s an ideal card for making purchases overseas since it doesn’t charge foreign transaction fees.

  • Checkmark Icon

    It offers a solid collection of benefits and has flexible redemption options.

Cons

  • Unlike the Capital One Venture X Rewards Credit Card's annual fee, you can’t offset the annual fee with annual travel credits or bonus miles.

  • Miles are worth 1 cent or less unless you use select airline transfer programs, which can limit your overall earning potential.

  • You can earn more rewards from other cards with more varied bonus categories.

Why you might want the Capital One Venture Rewards Credit Card

Why you might want a different travel card

First-year value vs. ongoing value

We tried it: Here’s what our experts say

How the Capital One Venture compares to other travel cards

Image of Capital One Venture Rewards Credit Card

Annual fee

$95

Intro offer

Earn 75,000 miles

Rewards rate

2 Miles - 5 Miles

Recommended Credit Score

Good to Excellent (670 – 850)
Image of Chase Sapphire Preferred® Card
Bankrate Score
Apply now Lock Icon
on Chase's secure site

Annual fee

$95

Intro offer

60,000 bonus points

Rewards rate

1x - 5x

Recommended Credit Score

Good to Excellent (670 – 850)
Image of Capital One VentureOne Rewards Credit Card

Annual fee

$0

Intro offer

Earn 20,000 miles

Rewards rate

1.25 Miles - 5 Miles

Recommended Credit Score

Good to Excellent (670 – 850)
Lightbulb Icon
Bankrate Insight

Best cards to pair with the Capital One Venture

Who is the Capital One Venture right for?

Bankrate’s Take — Is the Capital One Venture worth it?

How we rated this card

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150+
cards rated
Congrats Icon
50+
rewards programs valued
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1800
data points analyzed
Credit Card Reviews Icon
40+
perks evaluated

Frequently asked questions

What cardholders think

Image of Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

4.1 Star Icon
44 ratings
Score breakdown
5 stars
57%
4 stars
20%
3 stars
9%
2 stars
2%
1 star
11%
Score by category
Overall 4.1 / 5
Extra perks 3.6 / 5
Customer service 4.3 / 5
Online portal or mobile app 4.0 / 5
Intro APR length 4.3 / 5
Intro APR value 4.0 / 5

In May 2024, Bankrate collaborated with third-party SliceMR to survey 6160 cardholders nationwide. Bankrate and Slice MR collected, averaged and presented website analytics and cardholder responses to six questions on a 5-point scale. Responses are based on individual cardholder’s product details, and therefore cannot be verified for accuracy. Users received an incentive for their feedback. User ratings are unedited and have not been reviewed or approved by credit card issuers, nor do these ratings reflect Bankrate’s own reviews of these cards.

Community Reviews

Explore Capital One Venture Rewards Credit Card reviews from certified cardholders.
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Anonymous Cardholder
May 31, 2024
Why would you or would you not recommend this card to a friend?
I would definitely recommend this card. They have many extra options to monitor the usage of the card and they are good about asking if they think your card has been compromised.
Score by category
Extra perks 4 / 5
Online portal or mobile app 5 / 5
Customer service 4 / 5
Intro APR length 5 / 5
Intro APR value 4 / 5
Anonymous Cardholder
May 31, 2024
Do you have any experience transferring points or miles with this card? If so, where did you transfer to and how would you describe this experience?
No - just that it takes a lot of use in order to get a modest reward.
Score by category
Online portal or mobile app 5 / 5
Customer service 5 / 5
Intro APR length 5 / 5
Intro APR value 4 / 5
Anonymous Cardholder
May 31, 2024
Is this card a part of your everyday life, why or why not?
Don't want to keep it too long, it has annual fee.
Score by category
Extra perks 4 / 5
Online portal or mobile app 4 / 5
Intro APR length 4 / 5
Intro APR value 4 / 5
Anonymous Cardholder
May 31, 2024
If this card had an annual fee, do you feel it was worth it? What card features and benefits helped you offset the cost?
Easy to use and easy to get rewards.
Score by category
Customer service 4 / 5
Intro APR length 4 / 5
Intro APR value 3 / 5
Anonymous Cardholder
May 31, 2024
Do you have any experience transferring points or miles with this card? If so, where did you transfer to and how would you describe this experience?
I never transfer points
Score by category
Online portal or mobile app 5 / 5
Customer service 5 / 5
Intro APR length 5 / 5
Intro APR value 5 / 5
Anonymous Cardholder
May 31, 2024
Is this card a part of your everyday life, why or why not?
It is the card I use most often for most purchases.
Score by category
Extra perks 3 / 5
Customer service 4 / 5
Intro APR length 5 / 5
Intro APR value 4 / 5
Anonymous Cardholder
May 31, 2024
Is this card a part of your everyday life, why or why not?
Easy to use and redeem rewards
Score by category
Extra perks 5 / 5
Online portal or mobile app 5 / 5
Customer service 5 / 5
Intro APR length 5 / 5
Intro APR value 5 / 5
Anonymous Cardholder
May 31, 2024
Do you have any experience transferring points or miles with this card? If so, where did you transfer to and how would you describe this experience?
No points or miles it's cash rewards
Score by category
Extra perks 5 / 5
Online portal or mobile app 5 / 5
Customer service 5 / 5
Intro APR length 5 / 5
Intro APR value 5 / 5
Anonymous Cardholder
May 31, 2024
Why would you or would you not recommend this card to a friend?
I have earned airline miles.
Score by category
Extra perks 5 / 5
Online portal or mobile app 5 / 5
Intro APR length 5 / 5
Intro APR value 4 / 5
Anonymous Cardholder
May 31, 2024
Do you have any experience transferring points or miles with this card? If so, where did you transfer to and how would you describe this experience?
I haven't used the card to transfer points or miles.
Score by category
Extra perks 3 / 5
Online portal or mobile app 5 / 5
Customer service 5 / 5
Intro APR value 5 / 5
Anonymous Cardholder
May 31, 2024
Why would you or would you not recommend this card to a friend?
I love that this company gives persons who are looking to rebuild their credit a chance
Score by category
Extra perks 5 / 5
Online portal or mobile app 5 / 5
Customer service 5 / 5
Intro APR length 4 / 5
Intro APR value 5 / 5
Anonymous Cardholder
May 31, 2024
If you have redeemed points/miles for anything, tell us about that redemption? What did you get to do and how many points/miles did you redeem for it?
I redeemed for airfare. It was a very seamless experience.
Score by category
Extra perks 5 / 5
Online portal or mobile app 4 / 5
Customer service 5 / 5
Intro APR length 4 / 5
Intro APR value 4 / 5
Anonymous Cardholder
May 31, 2024
Do you have any experience transferring points or miles with this card? If so, where did you transfer to and how would you describe this experience?
I'd cut it up, it's basically a credit card with an average cash back reward.
Score by category
Extra perks 3 / 5
Online portal or mobile app 4 / 5
Customer service 5 / 5
Intro APR length 5 / 5
Intro APR value 4 / 5
Anonymous Cardholder
May 31, 2024
If you have redeemed points/miles for anything, tell us about that redemption? What did you get to do and how many points/miles did you redeem for it?
We used it for our hotels, AIRBNB's & airfare to Alaska for June 2024. We also redeemed the points to cover our rental car. We redeemed about 120,000points
Score by category
Extra perks 5 / 5
Online portal or mobile app 5 / 5
Customer service 5 / 5
Intro APR length 5 / 5
Intro APR value 4 / 5
Anonymous Cardholder
May 31, 2024
Do you have any experience transferring points or miles with this card? If so, where did you transfer to and how would you describe this experience?
No
Score by category
Extra perks 5 / 5
Online portal or mobile app 5 / 5
Customer service 5 / 5
Intro APR length 5 / 5
Intro APR value 5 / 5
Anonymous Cardholder
May 31, 2024
Is this card a part of your everyday life, why or why not?
To rebuild my credit after a bankruptcy
Score by category
Extra perks 5 / 5
Online portal or mobile app 5 / 5
Customer service 5 / 5
Intro APR length 5 / 5
Intro APR value 5 / 5
Anonymous Cardholder
May 31, 2024
Do you have any experience transferring points or miles with this card? If so, where did you transfer to and how would you describe this experience?
No I haven't done that yet
Score by category
Extra perks 4 / 5
Online portal or mobile app 5 / 5
Customer service 5 / 5
Intro APR length 5 / 5
Intro APR value 5 / 5
Anonymous Cardholder
May 31, 2024
Do you have any experience transferring points or miles with this card? If so, where did you transfer to and how would you describe this experience?
I used it for free flights was great
Score by category
Extra perks 5 / 5
Online portal or mobile app 5 / 5
Customer service 5 / 5
Intro APR length 5 / 5
Intro APR value 5 / 5
Anonymous Cardholder
May 31, 2024
Do you have any experience transferring points or miles with this card? If so, where did you transfer to and how would you describe this experience?
reputation and cash back
Score by category
Extra perks 5 / 5
Online portal or mobile app 5 / 5
Customer service 5 / 5
Intro APR length 5 / 5
Intro APR value 5 / 5
Anonymous Cardholder
May 31, 2024
Why would you or would you not recommend this card to a friend?
Yes, this card provides excellent rewards and they are easy to use.
Score by category
Extra perks 5 / 5
Customer service 5 / 5
Intro APR length 5 / 5
Intro APR value 5 / 5
Anonymous Cardholder
May 31, 2024
Why would you or would you not recommend this card to a friend?
Great product that fufills all of my needs
Score by category
Extra perks 5 / 5
Online portal or mobile app 5 / 5
Customer service 5 / 5
Intro APR length 5 / 5
Intro APR value 5 / 5
Anonymous Cardholder
May 31, 2024
If you have redeemed points/miles for anything, tell us about that redemption? What did you get to do and how many points/miles did you redeem for it?
i redeemed the cash back and put it on the balance
Score by category
Extra perks 5 / 5
Online portal or mobile app 5 / 5
Customer service 5 / 5
Intro APR length 5 / 5
Intro APR value 5 / 5
Anonymous Cardholder
May 31, 2024
Do you have any experience transferring points or miles with this card? If so, where did you transfer to and how would you describe this experience?
We have not transferred points on this card yet as we're still building the bank up.
Score by category
Extra perks 4 / 5
Customer service 4 / 5
Intro APR length 4 / 5
Intro APR value 5 / 5
Anonymous Cardholder
May 31, 2024
Is this card a part of your everyday life, why or why not?
Yes but I only use it for emergencies
Score by category
Extra perks 4 / 5
Online portal or mobile app 5 / 5
Customer service 5 / 5
Intro APR length 5 / 5
Intro APR value 4 / 5
Anonymous Cardholder
May 31, 2024
Do you have any experience transferring points or miles with this card? If so, where did you transfer to and how would you describe this experience?
Yes I’ve transferred points to travel it was easy and went smoothly
Score by category
Extra perks 4 / 5
Online portal or mobile app 3 / 5
Customer service 5 / 5
Intro APR length 3 / 5
Intro APR value 3 / 5
Anonymous Cardholder
May 31, 2024
If you have redeemed points/miles for anything, tell us about that redemption? What did you get to do and how many points/miles did you redeem for it?
I redeemed miles for a trip many years ago. I rarely use this card, so I don't gather that many points or miles. The redemption process was easy, and I was able to purchase my tickets directly through the Capital One website. Anything that I owed after I used my miles was then charged back to the card.
Score by category
Extra perks 3 / 5
Online portal or mobile app 3 / 5
Customer service 4 / 5
Intro APR length 4 / 5
Intro APR value 2 / 5
Anonymous Cardholder
May 31, 2024
Is this card a part of your everyday life, why or why not?
I don't like to use credit cards a lot, i try to keep my balances down and use my debit when possible.
Score by category
Extra perks 5 / 5
Online portal or mobile app 3 / 5
Customer service 3 / 5
Intro APR length 3 / 5
Intro APR value 2 / 5
Anonymous Cardholder
May 31, 2024
If you have redeemed points/miles for anything, tell us about that redemption? What did you get to do and how many points/miles did you redeem for it?
I redeemed my points for a $200 gift card and it cost me 25,000 points
Score by category
Extra perks 4 / 5
Online portal or mobile app 4 / 5
Customer service 5 / 5
Intro APR length 4 / 5
Intro APR value 5 / 5
Anonymous Cardholder
May 31, 2024
Why would you or would you not recommend this card to a friend?
I would recommend because it has great rewards
Score by category
Extra perks 5 / 5
Online portal or mobile app 5 / 5
Customer service 5 / 5
Intro APR length 4 / 5
Intro APR value 3 / 5
Anonymous Cardholder
May 31, 2024
If you have redeemed points/miles for anything, tell us about that redemption? What did you get to do and how many points/miles did you redeem for it?
Really easy to redeem
Score by category
Extra perks 4 / 5
Online portal or mobile app 4 / 5
Customer service 4 / 5
Intro APR length 3 / 5
Intro APR value 4 / 5
Anonymous Cardholder
May 31, 2024
Do you have any experience transferring points or miles with this card? If so, where did you transfer to and how would you describe this experience?
No
Score by category
Extra perks 4 / 5
Online portal or mobile app 4 / 5
Customer service 4 / 5
Intro APR length 4 / 5
Intro APR value 3 / 5
Anonymous Cardholder
May 31, 2024
If you have redeemed points/miles for anything, tell us about that redemption? What did you get to do and how many points/miles did you redeem for it?
I have redeemed points against hotels and flights. U redeemed them on the app and get $100 for every 10000 points
Score by category
Extra perks 4 / 5
Online portal or mobile app 4 / 5
Customer service 5 / 5
Intro APR length 5 / 5
Intro APR value 4 / 5
Anonymous Cardholder
May 31, 2024
Do you have any experience transferring points or miles with this card? If so, where did you transfer to and how would you describe this experience?
No experience transforming points or miles
Score by category
Extra perks 5 / 5
Online portal or mobile app 5 / 5
Customer service 5 / 5
Intro APR length 5 / 5
Intro APR value 2 / 5
Anonymous Cardholder
May 31, 2024
Is this card a part of your everyday life, why or why not?
It is a part of my everyday life.
Score by category
Extra perks 3 / 5
Online portal or mobile app 3 / 5
Customer service 4 / 5
Intro APR length 3 / 5
Intro APR value 3 / 5
Anonymous Cardholder
May 31, 2024
Do you have any experience transferring points or miles with this card? If so, where did you transfer to and how would you describe this experience?
Easy to use and you get rewards as miles that can be redeemed for other things
Score by category
Online portal or mobile app 3 / 5
Customer service 3 / 5
Intro APR length 3 / 5
Intro APR value 3 / 5
Anonymous Cardholder
May 31, 2024
If you have redeemed points/miles for anything, tell us about that redemption? What did you get to do and how many points/miles did you redeem for it?
I have only redeemed points once and I used it towards my bill.
Score by category
Extra perks 3 / 5
Online portal or mobile app 3 / 5
Customer service 3 / 5
Intro APR length 3 / 5
Intro APR value 3 / 5
Anonymous Cardholder
May 31, 2024
Do you have any experience transferring points or miles with this card? If so, where did you transfer to and how would you describe this experience?
My experience was a good one
Score by category
Extra perks 3 / 5
Online portal or mobile app 2 / 5
Customer service 4 / 5
Intro APR length 4 / 5
Intro APR value 2 / 5
Anonymous Cardholder
May 31, 2024
Why would you or would you not recommend this card to a friend?
Convenient card with ease of earning reward points.
Score by category
Extra perks 4 / 5
Online portal or mobile app 5 / 5
Customer service 4 / 5
Intro APR length 4 / 5
Intro APR value 4 / 5
Anonymous Cardholder
May 31, 2024
If this card had an annual fee, do you feel it was worth it? What card features and benefits helped you offset the cost?
no fee
Score by category
Extra perks 3 / 5
Online portal or mobile app 3 / 5
Customer service 3 / 5
Intro APR length 5 / 5
Intro APR value 5 / 5
Anonymous Cardholder
May 31, 2024
Why would you or would you not recommend this card to a friend?
I use this card most frequently and have never had a problem.
Score by category
Extra perks 4 / 5
Online portal or mobile app 5 / 5
Customer service 5 / 5
Intro APR length 5 / 5
Intro APR value 4 / 5
Anonymous Cardholder
May 31, 2024
Why would you or would you not recommend this card to a friend?
good card, no yearly fee and good rewards
Score by category
Extra perks 5 / 5
Online portal or mobile app 5 / 5
Customer service 5 / 5
Intro APR length 5 / 5
Intro APR value 5 / 5
Anonymous Cardholder
May 31, 2024
Is this card a part of your everyday life, why or why not?
It is a part of my life in case I decide to purchase something on the spur of the moment.
Score by category
Online portal or mobile app 5 / 5
Customer service 5 / 5
Intro APR length 4 / 5
Intro APR value 4 / 5
Anonymous Cardholder
May 31, 2024
Why would you or would you not recommend this card to a friend?
I wish the rewards were better
Score by category
Extra perks 3 / 5
Online portal or mobile app 5 / 5
Customer service 5 / 5
Intro APR length 4 / 5
Intro APR value 4 / 5
Anonymous Cardholder
May 31, 2024
If you have redeemed points/miles for anything, tell us about that redemption? What did you get to do and how many points/miles did you redeem for it?
I have not redeemed miles for many years
Score by category
Online portal or mobile app 5 / 5
Customer service 4 / 5
Intro APR length 2 / 5
Intro APR value 3 / 5
Written by
Garrett Yarbrough
Writer, Credit cards
Bankrate expert Garrett Yarbrough strives to make navigating credit cards and credit building smooth sailing for his readers. After regularly featuring his credit card, credit monitoring and identity theft analysis on NextAdvisor.com, he joined the CreditCards.com and Bankrate teams as a staff writer to develop product reviews and comprehensive credit card guides focused on cash back, credit scores and card offers.
Edited by Senior Editor, Credit Cards
Reviewed by
Itzel Garcia Ruiz
Associate web publisher

* See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.

Editorial Disclosure: Opinions expressed here are the author's alone, and have not been reviewed or approved by any advertiser. The information, including card rates and fees, is accurate as of the publish date. All products or services are presented without warranty. Check the bank’s website for the most current information.