Details
- PURCHASE INTRO APR
- 0% for 12 months on Purchases
- REGULAR APR
- 18.24% - 28.99% (Variable)
- REWARDS RATE
- N/A
- RECOMMENDED CREDIT
-
Good to Excellent (670 – 850)
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
Citi Simplicity® Card highlights
What you'll like about it
- 21 months 0% for 21 months on Balance Transfers
What we like about it
Rating: 4.5 out of 5
Bankrate rating
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Citi Simplicity® Card benefits
- No Late Fees, No Penalty Rate, and No Annual Fee... Ever
- 0% Intro APR for 21 months on balance transfers and for 12 months on purchases; after that, the variable APR will be 18.24% - 28.99%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
- There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
- Stay protected with Citi® Quick Lock