Image of Citi Simplicity® Card

Citi Simplicity® Card

PURCHASE INTRO APR
0% for 12 months on Purchases
REGULAR APR
19.24% - 29.99% (Variable)
REWARDS RATE
N/A
RECOMMENDED CREDIT
Good to Excellent (670 – 850)
Info

Citi Simplicity® Card highlights

What you'll like about it

  • 21 months 0% for 21 months on Balance Transfers

What we like about it

4.5

Bankrate rating
Info
At Bankrate we strive to help you make smarter financial decisions. While we adhere to strict editorial integrity, this post may contain references to products from our partners. Here’s an explanation for how we make money and how we rate our cards.
Image of Citi Simplicity® Card

Citi Simplicity® Card benefits

  • No Late Fees, No Penalty Rate, and No Annual Fee... Ever
  • 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 19.24% - 29.99%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
  • There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
  • Stay protected with Citi® Quick Lock
Image of Citi Simplicity® Card
Still searching? Explore other Citi cards
View cards